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- W3150037622 abstract "This paper uses the Affordable Care Act’s employer mandate to examine how the cost of employer-sponsored health insurance (ESI) is shared among workers with varying medical expenditures at the individual level. The mandate provides identification because ESI is experience rated. To minimize costs, employers should prefer workers with lower medical expenditures unless wages are free to adjust to compensate the employer for the cost of providing ESI. Estimates, based upon data from the Medical Expenditure Panel Survey (MEPS), suggest between $0.37 and $0.52 of each $1 difference in medical expenditures is passed on to workers at the individual level. Robustness checks show the effects are isolated to workers at employers who are affected by the employer mandate and cannot be explained by demographic characteristics which correlate with medical expenditures." @default.
- W3150037622 created "2021-04-13" @default.
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- W3150037622 date "2018-08-03" @default.
- W3150037622 modified "2023-09-24" @default.
- W3150037622 title "Are the Costs of Employer-Provided Health Insurance Passed on to Workers at the Individual Level?" @default.
- W3150037622 hasPublicationYear "2018" @default.
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