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- W3151269788 abstract "This paper quantifies the local impact of monetary policy through the cash-flow channel during the Crisis by combining novel micro datasets with near-universal coverage of UK mortgages and employment. I estimate that a reduction in mortgage payments equivalent to 1% of household income led to around a 5 percentage point increase in employment growth in non-tradable businesses the following year. But the spatial distribution of mortgage and labour market structures resulted in significant heterogeneity of this effect across the country. Taken at face value, the estimates suggest that the overall effect of accommodative monetary policy on total employment growth in 2010 varied by around 1.5 percentage points across regions." @default.
- W3151269788 created "2021-04-13" @default.
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- W3151269788 date "2018-01-01" @default.
- W3151269788 modified "2023-09-27" @default.
- W3151269788 title "Mortgages, Cash-Flow Shocks and Local Employment" @default.
- W3151269788 doi "https://doi.org/10.2139/ssrn.3305202" @default.
- W3151269788 hasPublicationYear "2018" @default.
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