Matches in SemOpenAlex for { <https://semopenalex.org/work/W3162927039> ?p ?o ?g. }
- W3162927039 endingPage "260" @default.
- W3162927039 startingPage "230" @default.
- W3162927039 abstract "The Coronavirus Aid, Relief, and Economic Security (CARES) Act was passed in response to both the global pandemic’s immediate negative and expected long-lasting impacts on the economy. Under the Act, mortgage borrowers are allowed to cease making payments if their income was negatively impacted by Covid-19. Importantly, borrowers were not required to demonstrate proof of impaction, either currently or retrospectively. Exploring the economic implications of this policy, this study uses an experimental design to first identify strategic forbearance incidence, and then to quantify where the forborne mortgage payment dollars were spent. Our results suggest strategic mortgage forbearance can be significantly reduced, saving taxpayers billions of dollars in potential losses, simply by requiring a 1-page attestation with lender recourse for borrowers wishing to engage in COVID-19 related mortgage payment cessation programs. Additionally, we demonstrate the use of these forborne mortgage payments range from enhancing the financial safety net for distressed borrowers by increasing precautionary savings, to buying necessities, to equity investing and debt consolidation." @default.
- W3162927039 created "2021-05-24" @default.
- W3162927039 creator A5016826658 @default.
- W3162927039 creator A5031139861 @default.
- W3162927039 creator A5055505342 @default.
- W3162927039 date "2021-05-14" @default.
- W3162927039 modified "2023-09-27" @default.
- W3162927039 title "Reducing Strategic Forbearance under the CARES Act: an Experimental Approach Utilizing Recourse Attestation" @default.
- W3162927039 cites W1938342522 @default.
- W3162927039 cites W2016909311 @default.
- W3162927039 cites W2067710930 @default.
- W3162927039 cites W2102289533 @default.
- W3162927039 cites W2121058553 @default.
- W3162927039 cites W2169863498 @default.
- W3162927039 cites W2235492216 @default.
- W3162927039 cites W2305221386 @default.
- W3162927039 cites W2470425935 @default.
- W3162927039 cites W2524731691 @default.
- W3162927039 cites W2747362939 @default.
- W3162927039 cites W2781856262 @default.
- W3162927039 cites W2890468383 @default.
- W3162927039 cites W3011865677 @default.
- W3162927039 cites W3014753978 @default.
- W3162927039 cites W3014802104 @default.
- W3162927039 cites W3015265261 @default.
- W3162927039 cites W3015629547 @default.
- W3162927039 cites W3016454632 @default.
- W3162927039 cites W3017444328 @default.
- W3162927039 cites W3045219759 @default.
- W3162927039 cites W3121208896 @default.
- W3162927039 cites W3121535057 @default.
- W3162927039 cites W3121611131 @default.
- W3162927039 cites W3121955660 @default.
- W3162927039 cites W3122047221 @default.
- W3162927039 cites W3122164046 @default.
- W3162927039 cites W3122260906 @default.
- W3162927039 cites W3122304975 @default.
- W3162927039 cites W3123256822 @default.
- W3162927039 cites W3123603330 @default.
- W3162927039 cites W3124147966 @default.
- W3162927039 cites W3124251162 @default.
- W3162927039 cites W3125685058 @default.
- W3162927039 cites W3125891475 @default.
- W3162927039 cites W3125978383 @default.
- W3162927039 cites W3126080930 @default.
- W3162927039 cites W3214677645 @default.
- W3162927039 cites W4231005078 @default.
- W3162927039 cites W4250401101 @default.
- W3162927039 cites W4293241051 @default.
- W3162927039 doi "https://doi.org/10.1007/s11146-021-09842-4" @default.
- W3162927039 hasPubMedCentralId "https://www.ncbi.nlm.nih.gov/pmc/articles/8120016" @default.
- W3162927039 hasPublicationYear "2021" @default.
- W3162927039 type Work @default.
- W3162927039 sameAs 3162927039 @default.
- W3162927039 citedByCount "2" @default.
- W3162927039 countsByYear W31629270392022 @default.
- W3162927039 countsByYear W31629270392023 @default.
- W3162927039 crossrefType "journal-article" @default.
- W3162927039 hasAuthorship W3162927039A5016826658 @default.
- W3162927039 hasAuthorship W3162927039A5031139861 @default.
- W3162927039 hasAuthorship W3162927039A5055505342 @default.
- W3162927039 hasBestOaLocation W31629270391 @default.
- W3162927039 hasConcept C10138342 @default.
- W3162927039 hasConcept C120397944 @default.
- W3162927039 hasConcept C120527767 @default.
- W3162927039 hasConcept C144133560 @default.
- W3162927039 hasConcept C145097563 @default.
- W3162927039 hasConcept C162324750 @default.
- W3162927039 hasConcept C17744445 @default.
- W3162927039 hasConcept C199539241 @default.
- W3162927039 hasConcept C199728807 @default.
- W3162927039 hasConcept C2776014549 @default.
- W3162927039 hasConcept C73283319 @default.
- W3162927039 hasConceptScore W3162927039C10138342 @default.
- W3162927039 hasConceptScore W3162927039C120397944 @default.
- W3162927039 hasConceptScore W3162927039C120527767 @default.
- W3162927039 hasConceptScore W3162927039C144133560 @default.
- W3162927039 hasConceptScore W3162927039C145097563 @default.
- W3162927039 hasConceptScore W3162927039C162324750 @default.
- W3162927039 hasConceptScore W3162927039C17744445 @default.
- W3162927039 hasConceptScore W3162927039C199539241 @default.
- W3162927039 hasConceptScore W3162927039C199728807 @default.
- W3162927039 hasConceptScore W3162927039C2776014549 @default.
- W3162927039 hasConceptScore W3162927039C73283319 @default.
- W3162927039 hasIssue "2" @default.
- W3162927039 hasLocation W31629270391 @default.
- W3162927039 hasOpenAccess W3162927039 @default.
- W3162927039 hasPrimaryLocation W31629270391 @default.
- W3162927039 hasRelatedWork W1496669751 @default.
- W3162927039 hasRelatedWork W2002387390 @default.
- W3162927039 hasRelatedWork W2202858142 @default.
- W3162927039 hasRelatedWork W2351004977 @default.
- W3162927039 hasRelatedWork W2356013489 @default.
- W3162927039 hasRelatedWork W2571174475 @default.
- W3162927039 hasRelatedWork W2809052914 @default.
- W3162927039 hasRelatedWork W4210895628 @default.
- W3162927039 hasRelatedWork W4281608865 @default.
- W3162927039 hasRelatedWork W2998032427 @default.