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• W3169335259 abstract "Personality plays a crucial role in people’s decisions and behavior and hence their socio-economic outcomes. For example, personality predicts educational attainment, occupational choices and income. Personality is also related to financial decision-making, especially to savings and investment decisions. Few studies, however, have investigated the relationship between personality traits and insurance decisions. This paper explores the association of risk tolerance, the big five personality traits and locus of control with people’s health insurance decisions using longitudinal survey data. Because all of these traits have been linked to financial decision-making, it is best practice to incorporate all traits into statistical decision-making models in order to reveal least biased and potentially causal estimates. Results confirm some previous research associating personality with risky decisions: Self-reported risk tolerance, neuroticism and locus of control are significant predictors of insurance choices." @default.
• W3169335259 created "2021-06-22" @default.
• W3169335259 date "2021-01-01" @default.
• W3169335259 modified "2023-09-25" @default.
• W3169335259 title "Who are Active Risk Managers? Exploring the Association of Personality with Insurance Decisions." @default.
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• W3169335259 doi "https://doi.org/10.2139/ssrn.3861465" @default.
• W3169335259 hasPublicationYear "2021" @default.
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