Matches in SemOpenAlex for { <https://semopenalex.org/work/W3179580452> ?p ?o ?g. }
- W3179580452 endingPage "1394" @default.
- W3179580452 startingPage "1377" @default.
- W3179580452 abstract "Purpose This study aims to test a moderated mediation model for a twofold purpose. First, to examine the mediating role of financial capability (FC) in the association between financial literacy (FL) and financial well-being (FW). Second, to analyze if non-impulsive future-oriented behavior (NIB) moderates the associations of FL with FC and FL with FW. Design/methodology/approach The authors use the PROCESS macros in IBM SPSS Statistics to test the moderated mediation model and analyze the 2016 wave of the Household, Income and Labor Dynamics in Australia Survey. Findings The empirical analysis shows that FC partially mediates the association between FL and FW. Furthermore, the moderated mediation analysis shows that NIB strengthens the associations of FL with FC and FL with FW. Specifically, the positive associations of FL with FC and FL with FW significantly increase for those consumers who score high on NIB. Practical implications The findings have implications for the financial services industry. Professional financial planners can positively improve the ability of consumers to deal with their financial matters by highlighting the importance of FL and NIB. Social implications The study findings suggest educating consumers to discourage impulsive behavior and encourage them to create financial plans as it will enhance their ability to conduct financial tasks efficiently, improving their FW. Originality/value To the authors’ knowledge, this is the first study to assess a moderated mediation model, which examines the role of FC as a mediator variable and NIB as a moderator variable in the association between FL and FW." @default.
- W3179580452 created "2021-07-19" @default.
- W3179580452 creator A5056060431 @default.
- W3179580452 creator A5059203562 @default.
- W3179580452 creator A5077735928 @default.
- W3179580452 date "2021-07-12" @default.
- W3179580452 modified "2023-09-25" @default.
- W3179580452 title "Financial literacy and financial well-being of Australian consumers: a moderated mediation model of impulsivity and financial capability" @default.
- W3179580452 cites W1972193522 @default.
- W3179580452 cites W1973828333 @default.
- W3179580452 cites W1975786624 @default.
- W3179580452 cites W1975864757 @default.
- W3179580452 cites W1994172498 @default.
- W3179580452 cites W1996814744 @default.
- W3179580452 cites W2003768123 @default.
- W3179580452 cites W2009850892 @default.
- W3179580452 cites W2009984852 @default.
- W3179580452 cites W2046707233 @default.
- W3179580452 cites W2074932610 @default.
- W3179580452 cites W2087384811 @default.
- W3179580452 cites W2110631131 @default.
- W3179580452 cites W2130403572 @default.
- W3179580452 cites W2145645335 @default.
- W3179580452 cites W2197006914 @default.
- W3179580452 cites W2320841482 @default.
- W3179580452 cites W2342790915 @default.
- W3179580452 cites W2478614056 @default.
- W3179580452 cites W2589167453 @default.
- W3179580452 cites W2602831653 @default.
- W3179580452 cites W2620230409 @default.
- W3179580452 cites W2767423872 @default.
- W3179580452 cites W2772432549 @default.
- W3179580452 cites W2783619715 @default.
- W3179580452 cites W2792940565 @default.
- W3179580452 cites W2800909243 @default.
- W3179580452 cites W2888516937 @default.
- W3179580452 cites W2893644713 @default.
- W3179580452 cites W2898061500 @default.
- W3179580452 cites W2904050929 @default.
- W3179580452 cites W2913495053 @default.
- W3179580452 cites W2913664415 @default.
- W3179580452 cites W2923113225 @default.
- W3179580452 cites W2945008416 @default.
- W3179580452 cites W2953851241 @default.
- W3179580452 cites W2981708622 @default.
- W3179580452 cites W3013302341 @default.
- W3179580452 cites W3015202168 @default.
- W3179580452 cites W3025839165 @default.
- W3179580452 cites W3044902155 @default.
- W3179580452 cites W3122649586 @default.
- W3179580452 cites W3123487566 @default.
- W3179580452 cites W3125678016 @default.
- W3179580452 cites W3125685058 @default.
- W3179580452 cites W4292811746 @default.
- W3179580452 cites W588993358 @default.
- W3179580452 doi "https://doi.org/10.1108/ijbm-09-2020-0490" @default.
- W3179580452 hasPublicationYear "2021" @default.
- W3179580452 type Work @default.
- W3179580452 sameAs 3179580452 @default.
- W3179580452 citedByCount "17" @default.
- W3179580452 countsByYear W31795804522021 @default.
- W3179580452 countsByYear W31795804522022 @default.
- W3179580452 countsByYear W31795804522023 @default.
- W3179580452 crossrefType "journal-article" @default.
- W3179580452 hasAuthorship W3179580452A5056060431 @default.
- W3179580452 hasAuthorship W3179580452A5059203562 @default.
- W3179580452 hasAuthorship W3179580452A5077735928 @default.
- W3179580452 hasBestOaLocation W31795804522 @default.
- W3179580452 hasConcept C10138342 @default.
- W3179580452 hasConcept C105795698 @default.
- W3179580452 hasConcept C11012388 @default.
- W3179580452 hasConcept C139043278 @default.
- W3179580452 hasConcept C142853389 @default.
- W3179580452 hasConcept C144133560 @default.
- W3179580452 hasConcept C151730666 @default.
- W3179580452 hasConcept C15744967 @default.
- W3179580452 hasConcept C162853370 @default.
- W3179580452 hasConcept C17744445 @default.
- W3179580452 hasConcept C179420905 @default.
- W3179580452 hasConcept C199539241 @default.
- W3179580452 hasConcept C24614281 @default.
- W3179580452 hasConcept C2776950860 @default.
- W3179580452 hasConcept C2777267654 @default.
- W3179580452 hasConcept C2777716012 @default.
- W3179580452 hasConcept C2777941463 @default.
- W3179580452 hasConcept C33923547 @default.
- W3179580452 hasConcept C542102704 @default.
- W3179580452 hasConcept C71104824 @default.
- W3179580452 hasConcept C77805123 @default.
- W3179580452 hasConcept C86803240 @default.
- W3179580452 hasConcept C93225998 @default.
- W3179580452 hasConceptScore W3179580452C10138342 @default.
- W3179580452 hasConceptScore W3179580452C105795698 @default.
- W3179580452 hasConceptScore W3179580452C11012388 @default.
- W3179580452 hasConceptScore W3179580452C139043278 @default.
- W3179580452 hasConceptScore W3179580452C142853389 @default.
- W3179580452 hasConceptScore W3179580452C144133560 @default.
- W3179580452 hasConceptScore W3179580452C151730666 @default.