Matches in SemOpenAlex for { <https://semopenalex.org/work/W3179842206> ?p ?o ?g. }
Showing items 1 to 81 of
81
with 100 items per page.
- W3179842206 abstract "Using bank administrative data on entrepreneurs’ personal and business activities, we show that an entrepreneur’s personal behaviors, which are revealed from personal consumption, finance, and credit activities, can well predict the future credit outcome of her business. Utilizing advanced machine learning methods, we find the predictive power of entrepreneur personal behaviors significantly outperform the firm-specific characteristics. By incorporating entrepreneur personal features into credit assessment, lenders can reduce the predicted default rate of small business borrowers by about half. Our finding sheds light on the informational value of entrepreneur personal traits to creditors and investors." @default.
- W3179842206 created "2021-07-19" @default.
- W3179842206 creator A5000478371 @default.
- W3179842206 creator A5049835513 @default.
- W3179842206 creator A5050014657 @default.
- W3179842206 date "2021-06-15" @default.
- W3179842206 modified "2023-10-01" @default.
- W3179842206 title "Do Entrepreneur Behavioral Traits Explain Small Business Credit Outcomes" @default.
- W3179842206 hasPublicationYear "2021" @default.
- W3179842206 type Work @default.
- W3179842206 sameAs 3179842206 @default.
- W3179842206 citedByCount "0" @default.
- W3179842206 crossrefType "posted-content" @default.
- W3179842206 hasAuthorship W3179842206A5000478371 @default.
- W3179842206 hasAuthorship W3179842206A5049835513 @default.
- W3179842206 hasAuthorship W3179842206A5050014657 @default.
- W3179842206 hasConcept C10138342 @default.
- W3179842206 hasConcept C111472728 @default.
- W3179842206 hasConcept C119857082 @default.
- W3179842206 hasConcept C120527767 @default.
- W3179842206 hasConcept C138885662 @default.
- W3179842206 hasConcept C144024400 @default.
- W3179842206 hasConcept C144133560 @default.
- W3179842206 hasConcept C148220186 @default.
- W3179842206 hasConcept C159091798 @default.
- W3179842206 hasConcept C162118730 @default.
- W3179842206 hasConcept C162324750 @default.
- W3179842206 hasConcept C162853370 @default.
- W3179842206 hasConcept C175444787 @default.
- W3179842206 hasConcept C2776291640 @default.
- W3179842206 hasConcept C2777973936 @default.
- W3179842206 hasConcept C2778136018 @default.
- W3179842206 hasConcept C30772137 @default.
- W3179842206 hasConcept C36289849 @default.
- W3179842206 hasConcept C41008148 @default.
- W3179842206 hasConceptScore W3179842206C10138342 @default.
- W3179842206 hasConceptScore W3179842206C111472728 @default.
- W3179842206 hasConceptScore W3179842206C119857082 @default.
- W3179842206 hasConceptScore W3179842206C120527767 @default.
- W3179842206 hasConceptScore W3179842206C138885662 @default.
- W3179842206 hasConceptScore W3179842206C144024400 @default.
- W3179842206 hasConceptScore W3179842206C144133560 @default.
- W3179842206 hasConceptScore W3179842206C148220186 @default.
- W3179842206 hasConceptScore W3179842206C159091798 @default.
- W3179842206 hasConceptScore W3179842206C162118730 @default.
- W3179842206 hasConceptScore W3179842206C162324750 @default.
- W3179842206 hasConceptScore W3179842206C162853370 @default.
- W3179842206 hasConceptScore W3179842206C175444787 @default.
- W3179842206 hasConceptScore W3179842206C2776291640 @default.
- W3179842206 hasConceptScore W3179842206C2777973936 @default.
- W3179842206 hasConceptScore W3179842206C2778136018 @default.
- W3179842206 hasConceptScore W3179842206C30772137 @default.
- W3179842206 hasConceptScore W3179842206C36289849 @default.
- W3179842206 hasConceptScore W3179842206C41008148 @default.
- W3179842206 hasLocation W31798422061 @default.
- W3179842206 hasOpenAccess W3179842206 @default.
- W3179842206 hasPrimaryLocation W31798422061 @default.
- W3179842206 hasRelatedWork W1604076496 @default.
- W3179842206 hasRelatedWork W1839688612 @default.
- W3179842206 hasRelatedWork W1997459112 @default.
- W3179842206 hasRelatedWork W2123131848 @default.
- W3179842206 hasRelatedWork W2143017857 @default.
- W3179842206 hasRelatedWork W2600078968 @default.
- W3179842206 hasRelatedWork W2748600018 @default.
- W3179842206 hasRelatedWork W2787603099 @default.
- W3179842206 hasRelatedWork W2903485803 @default.
- W3179842206 hasRelatedWork W2950299689 @default.
- W3179842206 hasRelatedWork W2996865685 @default.
- W3179842206 hasRelatedWork W3035773210 @default.
- W3179842206 hasRelatedWork W3097161857 @default.
- W3179842206 hasRelatedWork W309971205 @default.
- W3179842206 hasRelatedWork W3122821676 @default.
- W3179842206 hasRelatedWork W3124216768 @default.
- W3179842206 hasRelatedWork W3124303807 @default.
- W3179842206 hasRelatedWork W3125602198 @default.
- W3179842206 hasRelatedWork W3212799845 @default.
- W3179842206 hasRelatedWork W584399414 @default.
- W3179842206 isParatext "false" @default.
- W3179842206 isRetracted "false" @default.
- W3179842206 magId "3179842206" @default.
- W3179842206 workType "article" @default.