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- W3196382389 abstract "Financial literacy refers to the skills and knowledge of finance that can be used to make informed decisions, while managing resources & income for judicious consumption & saving. Simply put, financial literacy allows a person to make a robust and viable financial plan, in keeping with his resources & income, to meet his present and future needs.The Organization for Economic Cooperation and Development (OECD) defines financial literacy as A combination of awareness, knowledge, skill, attitude and behaviour necessary to make sound financial decisions and ultimately achieve individual financial wellbeing.It is alarming that financial literacy in India lags behind that of many countries. According to a global survey, India accommodates around 20% of the total world population, yet only about 24% of the Indian population is aware of basic financial concepts! Governments since independence have made efforts to promote financial literacy as it is directly related to financial inclusion, which, in turn, plays a major role in fostering economic growth of the country.Financial Inclusion and Education are two important elements in the Reserve Bank of India's developmental role. Towards this, it has created critical volume of literature and has uploaded on its website in 13 languages for banks and other stakeholders to download and use. The aim of this initiative is to create awareness about financial products and services, good financial practices, going digital and consumer protection.The Financial Literacy Week is an initiative by RBI to promote awareness on key topics every year through a focused campaign. Financial Literacy Week 2021 will be observed from February 08-12, 2021 on the theme of Discipline and Credit from Formal Institutions. The messages disseminated during the week will focus on a) Borrowing from Formal Institutions b) Responsible Borrowing c) Timely Repayment." @default.
- W3196382389 created "2021-09-13" @default.
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- W3196382389 date "2021-08-01" @default.
- W3196382389 modified "2023-09-28" @default.
- W3196382389 title "FINANCIAL LITERACY INITIATIVES AND ITS IMPACT ON SUSTAINABLE FINANCIAL INCLUSION IN INDIA" @default.
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