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- W319640836 abstract "This study attempted to identify the factors related to life insurance focusing on two different types of life insurance： term life insurance and cash-value life insurance. Based on the human capital, bequest motives theories, and decision under risk, a conceptual framework was developed. The results showed a support for the conceptual framework indicating that human capital, bequest motives as well as attitude toward risk were important factors in predicting each of life insurance ownership. In addition, the factors related to each type of life insurance were different. For term life insurance, the variables representing households' bequest motives were found to play an important role while the variables reflecting human capital theory had significant impact on cash-value life insurance holding." @default.
- W319640836 created "2016-06-24" @default.
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- W319640836 date "2004-01-01" @default.
- W319640836 modified "2023-09-23" @default.
- W319640836 title "Life Insurance Ownership of Households: Term and Cash-value Life Insurance" @default.
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