Matches in SemOpenAlex for { <https://semopenalex.org/work/W3200155958> ?p ?o ?g. }
- W3200155958 endingPage "216" @default.
- W3200155958 startingPage "191" @default.
- W3200155958 abstract "This paper explores the relationships among micro- and small-sized enterprises’ (MSEs) willingness to borrow from internet financial services (IFS) and the related impacts of coronavirus disease 2019 (COVID-19) and then analyses the mediating effects of their beliefs on the advantages and disadvantages of IFS. We further analyse the differences produced by the moderator effects of MSEs’ enterprise variables (sector, operating years, entrepreneur's education, profit margin, and employee number) on the above relationships. We collected 632 valid reports by developing an online questionnaire in China and employing judgement sampling of MSEs with fewer than 50 employees and annual operating income less than RMB 5 million. Then, we analysed the findings with partial least squares structural equation modelling. The results show that COVID-19 significantly impacted most Chinese MSEs and that most Chinese MSEs tend to borrow via IFS, but the amount and period of MSEs’ willingness to borrow should not be affected by the impacts of COVID-19 on MSEs. Rather, the explanation concerns the greater unfamiliarity or uncertainty concerning IFSs relative to traditional financial instruments. Moreover, MSEs' understanding of IFS's advantages and disadvantages has significant adverse mediating effects on the relationship between MSEs' willingness to borrow via IFS and the impacts of COVID-19. Furthermore, the enterprise variables of MSEs, namely, their industry type, entrepreneur’s education, number of employees, profit margin, and operating years, have significant moderating effects on these relationships. The results have implications for the government’s comprehensive supervision system for IFS risks, IFS firms’ enterprise performance, risk survey, and information disclosure systems, and the development of customer-specific and easy-to-use marketing strategies for IFS firms." @default.
- W3200155958 created "2021-09-27" @default.
- W3200155958 creator A5006395886 @default.
- W3200155958 creator A5051396225 @default.
- W3200155958 creator A5063472996 @default.
- W3200155958 date "2021-09-20" @default.
- W3200155958 modified "2023-09-27" @default.
- W3200155958 title "Micro- and small-sized enterprises’ willingness to borrow via internet financial services during coronavirus disease 2019" @default.
- W3200155958 cites W1487229866 @default.
- W3200155958 cites W1503841534 @default.
- W3200155958 cites W1550079518 @default.
- W3200155958 cites W1559199599 @default.
- W3200155958 cites W1567745121 @default.
- W3200155958 cites W1803255686 @default.
- W3200155958 cites W1966598925 @default.
- W3200155958 cites W1974673580 @default.
- W3200155958 cites W2002396782 @default.
- W3200155958 cites W2018188846 @default.
- W3200155958 cites W2020407327 @default.
- W3200155958 cites W2031036801 @default.
- W3200155958 cites W2040814727 @default.
- W3200155958 cites W2044464163 @default.
- W3200155958 cites W2049640673 @default.
- W3200155958 cites W2058282899 @default.
- W3200155958 cites W2059694171 @default.
- W3200155958 cites W2070032729 @default.
- W3200155958 cites W2082057017 @default.
- W3200155958 cites W2082576539 @default.
- W3200155958 cites W2084599485 @default.
- W3200155958 cites W2084654408 @default.
- W3200155958 cites W2090490369 @default.
- W3200155958 cites W2090552208 @default.
- W3200155958 cites W2095117996 @default.
- W3200155958 cites W2096757824 @default.
- W3200155958 cites W2101894861 @default.
- W3200155958 cites W2108823468 @default.
- W3200155958 cites W2125418034 @default.
- W3200155958 cites W2153524047 @default.
- W3200155958 cites W2157435252 @default.
- W3200155958 cites W2157629998 @default.
- W3200155958 cites W2157801094 @default.
- W3200155958 cites W2159126859 @default.
- W3200155958 cites W2164802287 @default.
- W3200155958 cites W2170790204 @default.
- W3200155958 cites W2275413729 @default.
- W3200155958 cites W2402482768 @default.
- W3200155958 cites W2410781171 @default.
- W3200155958 cites W2481769138 @default.
- W3200155958 cites W2493728563 @default.
- W3200155958 cites W2611620507 @default.
- W3200155958 cites W2740605354 @default.
- W3200155958 cites W2752554814 @default.
- W3200155958 cites W2759369058 @default.
- W3200155958 cites W2763234652 @default.
- W3200155958 cites W2769040774 @default.
- W3200155958 cites W2788024112 @default.
- W3200155958 cites W2797239339 @default.
- W3200155958 cites W2808679962 @default.
- W3200155958 cites W2854959822 @default.
- W3200155958 cites W2902067541 @default.
- W3200155958 cites W2903163157 @default.
- W3200155958 cites W2944576963 @default.
- W3200155958 cites W2947018275 @default.
- W3200155958 cites W2977436965 @default.
- W3200155958 cites W2993843099 @default.
- W3200155958 cites W2994901308 @default.
- W3200155958 cites W3009251071 @default.
- W3200155958 cites W3009625718 @default.
- W3200155958 cites W3011059172 @default.
- W3200155958 cites W3014669094 @default.
- W3200155958 cites W3016998191 @default.
- W3200155958 cites W3017185871 @default.
- W3200155958 cites W3019313322 @default.
- W3200155958 cites W3025531693 @default.
- W3200155958 cites W3032856537 @default.
- W3200155958 cites W3033229959 @default.
- W3200155958 cites W3036012083 @default.
- W3200155958 cites W3046727677 @default.
- W3200155958 cites W3081564030 @default.
- W3200155958 cites W3092394175 @default.
- W3200155958 cites W3093878549 @default.
- W3200155958 cites W3097697072 @default.
- W3200155958 cites W3122114487 @default.
- W3200155958 cites W3123142049 @default.
- W3200155958 cites W3123336229 @default.
- W3200155958 cites W3125703888 @default.
- W3200155958 cites W3126216173 @default.
- W3200155958 cites W3166466768 @default.
- W3200155958 cites W4237719056 @default.
- W3200155958 doi "https://doi.org/10.1007/s11365-021-00763-5" @default.
- W3200155958 hasPublicationYear "2021" @default.
- W3200155958 type Work @default.
- W3200155958 sameAs 3200155958 @default.
- W3200155958 citedByCount "8" @default.
- W3200155958 countsByYear W32001559582022 @default.
- W3200155958 countsByYear W32001559582023 @default.
- W3200155958 crossrefType "journal-article" @default.
- W3200155958 hasAuthorship W3200155958A5006395886 @default.