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- W3203482762 abstract "Does asymmetric information matter in insurance markets? Recent evidence on the automobile insurance market suggests not, rejecting the separating equilibnum of the Rothschild-Stiglitz model. However, I show that a two-penod version of that model can sustain a pooling equilibrium with experience rating which is consistent with the evidence and it mimics the bonus-malus policies of the automobile insurance markets. I also simulate the model showing that under reasonable conditions coordination failures emerge due to multiple equilibria." @default.
- W3203482762 created "2021-10-11" @default.
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- W3203482762 date "2004-01-01" @default.
- W3203482762 modified "2023-09-23" @default.
- W3203482762 title "Does Asymmetric Information matter in Competitive Insurance Markets" @default.
- W3203482762 doi "https://doi.org/10.1400/23813" @default.
- W3203482762 hasPublicationYear "2004" @default.
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