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- W3204758557 abstract "This chapter discusses financial capability, which refers to the knowledge, skills, and confidence of people to make financial choices. It is possible that people have full access to the financial system but still make poor choices because they lack the capacity to make informed choices. Conversely, people might be fully capable of making such choices but are unable to make these choices if they are excluded from financial services. This points to the importance of 'financial capability' as a complement to financial inclusion. Critics claim that financial capability ultimately turns people into consumers or 'investor-subjects'. The chapter argues that while it is possible for financial capability to develop in this fashion, it can also be part of an alternative agenda that supports citizenship. The capacity of people to make financial decisions is an important part of citizenship, and so the task is to shape financial capability in appropriate ways rather than rejecting the idea outright." @default.
- W3204758557 created "2021-10-11" @default.
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- W3204758557 date "2021-01-20" @default.
- W3204758557 modified "2023-09-26" @default.
- W3204758557 title "Financial capability: citizens or subjects?" @default.
- W3204758557 doi "https://doi.org/10.1332/policypress/9781447345466.003.0002" @default.
- W3204758557 hasPublicationYear "2021" @default.
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