Matches in SemOpenAlex for { <https://semopenalex.org/work/W3207614268> ?p ?o ?g. }
Showing items 1 to 86 of
86
with 100 items per page.
- W3207614268 endingPage "105673" @default.
- W3207614268 startingPage "105673" @default.
- W3207614268 abstract "Consumer bankruptcy can serve as insurance against large financial shocks but may also provide an opportunity for deliberate use. This paper proposes and implements a model to test for the coexistence of heterogeneous filing behaviors in the bankruptcy decision. We identify two filing behaviors using data from the United States. One group can be associated with individuals who do not intend to deliberately use the bankruptcy law in the absence of an adverse event, while the second group is more consistent with a “strategic” behavior that exhibits a higher filing probability and financial benefit from filing. The larger prevalence of the first group supports the insurance function of bankruptcy. We further show that the model can help to better identify eventual filers compared to standard models that do not allow for different filing behaviors. The proposed model can be easily extended to assess heterogeneous behaviors in credit and insurance markets." @default.
- W3207614268 created "2021-10-25" @default.
- W3207614268 creator A5005534429 @default.
- W3207614268 creator A5035700715 @default.
- W3207614268 creator A5069481144 @default.
- W3207614268 date "2021-12-01" @default.
- W3207614268 modified "2023-10-16" @default.
- W3207614268 title "Insurance or deliberate use of the bankruptcy law for financial gain? Testing for heterogeneous filing behaviors in the United States" @default.
- W3207614268 cites W1537022210 @default.
- W3207614268 cites W1972190631 @default.
- W3207614268 cites W1992134950 @default.
- W3207614268 cites W1997400831 @default.
- W3207614268 cites W2002357735 @default.
- W3207614268 cites W2006022673 @default.
- W3207614268 cites W2007051778 @default.
- W3207614268 cites W2047511771 @default.
- W3207614268 cites W2055214654 @default.
- W3207614268 cites W2075287635 @default.
- W3207614268 cites W2096055254 @default.
- W3207614268 cites W2098296388 @default.
- W3207614268 cites W2139255721 @default.
- W3207614268 cites W2140067849 @default.
- W3207614268 cites W2142065061 @default.
- W3207614268 cites W2151215950 @default.
- W3207614268 cites W2163021412 @default.
- W3207614268 cites W2317002905 @default.
- W3207614268 cites W2412862172 @default.
- W3207614268 cites W2780670585 @default.
- W3207614268 cites W2974720112 @default.
- W3207614268 cites W3093670826 @default.
- W3207614268 cites W3122283176 @default.
- W3207614268 cites W3122522864 @default.
- W3207614268 cites W3122829159 @default.
- W3207614268 cites W3123517985 @default.
- W3207614268 cites W3123603884 @default.
- W3207614268 cites W3125209152 @default.
- W3207614268 cites W3125510649 @default.
- W3207614268 doi "https://doi.org/10.1016/j.econmod.2021.105673" @default.
- W3207614268 hasPublicationYear "2021" @default.
- W3207614268 type Work @default.
- W3207614268 sameAs 3207614268 @default.
- W3207614268 citedByCount "0" @default.
- W3207614268 crossrefType "journal-article" @default.
- W3207614268 hasAuthorship W3207614268A5005534429 @default.
- W3207614268 hasAuthorship W3207614268A5035700715 @default.
- W3207614268 hasAuthorship W3207614268A5069481144 @default.
- W3207614268 hasConcept C10138342 @default.
- W3207614268 hasConcept C14036430 @default.
- W3207614268 hasConcept C144133560 @default.
- W3207614268 hasConcept C151730666 @default.
- W3207614268 hasConcept C162118730 @default.
- W3207614268 hasConcept C162324750 @default.
- W3207614268 hasConcept C2777267654 @default.
- W3207614268 hasConcept C504631918 @default.
- W3207614268 hasConcept C78458016 @default.
- W3207614268 hasConcept C86803240 @default.
- W3207614268 hasConceptScore W3207614268C10138342 @default.
- W3207614268 hasConceptScore W3207614268C14036430 @default.
- W3207614268 hasConceptScore W3207614268C144133560 @default.
- W3207614268 hasConceptScore W3207614268C151730666 @default.
- W3207614268 hasConceptScore W3207614268C162118730 @default.
- W3207614268 hasConceptScore W3207614268C162324750 @default.
- W3207614268 hasConceptScore W3207614268C2777267654 @default.
- W3207614268 hasConceptScore W3207614268C504631918 @default.
- W3207614268 hasConceptScore W3207614268C78458016 @default.
- W3207614268 hasConceptScore W3207614268C86803240 @default.
- W3207614268 hasLocation W32076142681 @default.
- W3207614268 hasOpenAccess W3207614268 @default.
- W3207614268 hasPrimaryLocation W32076142681 @default.
- W3207614268 hasRelatedWork W196706395 @default.
- W3207614268 hasRelatedWork W2186899915 @default.
- W3207614268 hasRelatedWork W2299465746 @default.
- W3207614268 hasRelatedWork W2590347740 @default.
- W3207614268 hasRelatedWork W2746479537 @default.
- W3207614268 hasRelatedWork W3123530639 @default.
- W3207614268 hasRelatedWork W3125510533 @default.
- W3207614268 hasRelatedWork W4213119850 @default.
- W3207614268 hasRelatedWork W4231262163 @default.
- W3207614268 hasRelatedWork W4236008108 @default.
- W3207614268 hasVolume "105" @default.
- W3207614268 isParatext "false" @default.
- W3207614268 isRetracted "false" @default.
- W3207614268 magId "3207614268" @default.
- W3207614268 workType "article" @default.