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- W33751064 abstract "Guarantees are ubiquitous in housing markets, ranging in the United States from Federal Housing Administration (FHA) insurance to institutional guarantees of Fannie Mae and Freddie Mac and banks. It is hard to make a case for guarantees as a device for promoting housing on a stand-alone basis; almost anything that can be done with guarantees can be done with taxes and subsidies. However, there is a case for guarantees as a stabilisation device in financial markets, and given that, it is sometimes convenient to use them as a substitute for direct subsidies like vouchers. Guarantees tend to promote risk-taking, so it is important to provide regulations and incentives to control risk-taking." @default.
- W33751064 created "2016-06-24" @default.
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- W33751064 date "2012-01-01" @default.
- W33751064 modified "2023-09-24" @default.
- W33751064 title "Access and Affordability" @default.
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- W33751064 doi "https://doi.org/10.1016/b978-0-08-047163-1.00208-3" @default.
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