FRINK Linked Data Fragments server

Matches in SemOpenAlex for { <https://semopenalex.org/work/W347512426> ?p ?o ?g. }

• W347512426 startingPage "45" @default.
• W347512426 abstract "[ILLUSTRATION OMITTED] What handy gadgets our mobiles can be. In fact, we take phone numbers for granted, not much caring what the person on the other end is using so long as Can you hear me now? gets a Yes. But consider the following statistics from a federal survey released in December 2013: * Nearly 40% of American homes had only wireless phone service--no landlines at all. In 2009, that figure was only 23%. * Sixteen percent of all homes received all or nearly all calls on cell phones, in spite of having landline phones, too. * Two-thirds of adults ages 25-29 lived in households with cell service only. Add to these statistics another figure: Telephone companies are said to recycle as many as 37 million telephone numbers annually, and there is no mechanism for an organization, like a bank, to determine if a cell number in its customer records has been reassigned. While these statistics may be very interesting to the bank's marketing department, these are critical facts for the compliance function. Banks face exposure to a variety of parties who see them as deep pockets. One growing exposure lies in the world of cell phones under the strictures of the Telephone Consumer Protection Act (TCPA) of 1991, its implementing rules, and ongoing governance of those rules by the Federal Communications Commission. A law originally enacted to prevent intentional abusive contact patterns has been worked around to be a plaintiff moneymaker. While the TCPA covers all types of calls, the vast increase in cell phone usage has increased the potential liability. Scoping out the risk Any company, including banks, that needs to contact customers for many necessary reasons--warnings about potential fraud, alerts about low balances in accounts, payment reminders, and collections for unmade payments--can potentially be the target of a lawsuit under the TCPA if a plaintiff claims that he has been contacted on his cell phone using an automatic telephone dialing system (or autodialer) or a pre-recorded voice without his consent. (Overall in TCPA, the penalty can be $500 per call, text, or fax, or even more if willful disregard is proven. There is no cap on damages.) In a white paper issued last fall, the U.S. Chamber's Institute for Legal Reform stated that: TCPA has become a juggernaut: a destructive force that threatens companies with annihilation for technical violations that cause no actual injury or harm to any consumer. TCPA litigation will continue to expand and threaten well-meaning businesses with astronomical statutory damages unless something is done to limit those damages. The numbers multiply because calls--which count even if no one picked up or no message was left--are repeated in attempts to reach the customer. Further complicating matters are calls made to numbers that were originally held by customers who have then changed their phone service and whose numbers have been recycled to unrelated parties. In the Chamber's white paper, The Juggernaut of TCPA Litigation: The Problems with Uncapped Statutory Damages, it is pointed out that the technology and business practices were very different in 1991, resulting in special protections for cell phones, for example. Receiving calls on the old-style cell phones could be very expensive, for instance. The paper also notes that typically these matters don't go to trial, but are settled, generally in fear of the potential monetary totals that could be reached. Consumers have been known to stockpile such calls, not reaching out to object or point out that they are not the proper party. Besides law firms that look for such cases, in which many class-action plaintiffs themselves receive minimal payments, there are numerous places online where consumers can find out how to work the law to actually trigger such contacts. Attempts to pass legislation that would provide some middle way or broad protections for essential and necessary contacts--potentially including a cap on legal damages--have not succeeded thus far. …" @default.
• W347512426 created "2016-06-24" @default.
• W347512426 creator A5018234346 @default.
• W347512426 date "2014-06-01" @default.
• W347512426 modified "2023-09-26" @default.
• W347512426 title "Can You Hear Me Now? Class-Action and Other Lawsuits May Follow Calls or Texts to Customer Cell Phones" @default.
• W347512426 hasPublicationYear "2014" @default.
• W347512426 type Work @default.
• W347512426 sameAs 347512426 @default.
• W347512426 citedByCount "0" @default.
• W347512426 crossrefType "journal-article" @default.
• W347512426 hasAuthorship W347512426A5018234346 @default.
• W347512426 hasConcept C10138342 @default.
• W347512426 hasConcept C112698675 @default.
• W347512426 hasConcept C11413529 @default.
• W347512426 hasConcept C138885662 @default.
• W347512426 hasConcept C144133560 @default.
• W347512426 hasConcept C162853370 @default.
• W347512426 hasConcept C17744445 @default.
• W347512426 hasConcept C199539241 @default.
• W347512426 hasConcept C2776034101 @default.
• W347512426 hasConcept C2776687834 @default.
• W347512426 hasConcept C2777500614 @default.
• W347512426 hasConcept C2778707766 @default.
• W347512426 hasConcept C2780378061 @default.
• W347512426 hasConcept C41008148 @default.
• W347512426 hasConcept C41895202 @default.
• W347512426 hasConcept C48103436 @default.
• W347512426 hasConcept C97460637 @default.
• W347512426 hasConceptScore W347512426C10138342 @default.
• W347512426 hasConceptScore W347512426C112698675 @default.
• W347512426 hasConceptScore W347512426C11413529 @default.
• W347512426 hasConceptScore W347512426C138885662 @default.
• W347512426 hasConceptScore W347512426C144133560 @default.
• W347512426 hasConceptScore W347512426C162853370 @default.
• W347512426 hasConceptScore W347512426C17744445 @default.
• W347512426 hasConceptScore W347512426C199539241 @default.
• W347512426 hasConceptScore W347512426C2776034101 @default.
• W347512426 hasConceptScore W347512426C2776687834 @default.
• W347512426 hasConceptScore W347512426C2777500614 @default.
• W347512426 hasConceptScore W347512426C2778707766 @default.
• W347512426 hasConceptScore W347512426C2780378061 @default.
• W347512426 hasConceptScore W347512426C41008148 @default.
• W347512426 hasConceptScore W347512426C41895202 @default.
• W347512426 hasConceptScore W347512426C48103436 @default.
• W347512426 hasConceptScore W347512426C97460637 @default.
• W347512426 hasIssue "6" @default.
• W347512426 hasLocation W3475124261 @default.
• W347512426 hasOpenAccess W347512426 @default.
• W347512426 hasPrimaryLocation W3475124261 @default.
• W347512426 hasRelatedWork W120898137 @default.
• W347512426 hasRelatedWork W1497249439 @default.
• W347512426 hasRelatedWork W188470225 @default.
• W347512426 hasRelatedWork W220027390 @default.
• W347512426 hasRelatedWork W2250091470 @default.
• W347512426 hasRelatedWork W248197482 @default.
• W347512426 hasRelatedWork W259701040 @default.
• W347512426 hasRelatedWork W2606890644 @default.
• W347512426 hasRelatedWork W276876715 @default.
• W347512426 hasRelatedWork W277986829 @default.
• W347512426 hasRelatedWork W290575965 @default.
• W347512426 hasRelatedWork W2992806770 @default.
• W347512426 hasRelatedWork W3122423505 @default.
• W347512426 hasRelatedWork W3124197490 @default.
• W347512426 hasRelatedWork W321259100 @default.
• W347512426 hasRelatedWork W340834793 @default.
• W347512426 hasRelatedWork W899145504 @default.
• W347512426 hasRelatedWork W217801441 @default.
• W347512426 hasRelatedWork W2403223031 @default.
• W347512426 hasRelatedWork W2408154108 @default.
• W347512426 hasVolume "106" @default.
• W347512426 isParatext "false" @default.
• W347512426 isRetracted "false" @default.
• W347512426 magId "347512426" @default.
• W347512426 workType "article" @default.