Matches in SemOpenAlex for { <https://semopenalex.org/work/W4226475652> ?p ?o ?g. }
Showing items 1 to 69 of
69
with 100 items per page.
- W4226475652 abstract "Mobile banking applications have gained popularity and have significantly revolutionised the banking industry. Despite the convenience offered by M-Banking Apps, users are often distrustful of the security of the applications due to an increasing trend of cyber security compromises, cyber-attacks, and data breaches. Considering the upsurge in cyber security vulnerabilities of M-Banking Apps and the paucity of research in this domain, this study was conducted to empirically measure user-perceived security of M-Banking Apps. A total of 315 responses from study participants were analysed using covariance-based structural equation modelling (CB-SEM). The results indicated that most constructs of the baseline Extended Unified Theory of Acceptance and Use of Technology (UTAUT2) structure were validated. Perceived security, institutional trust and technology trust were confirmed as factors that affect user's intention to adopt and use M-Banking Apps. However, perceived risk was not confirmed as a significant predictor. The current study further revealed that in the context of M-Banking Apps, the effects of security and trust are complex. The impact of perceived security and institutional trust on behavioural intention was moderated by age, gender, experience, income, and education, while perceived security on use behaviour was moderated by age, gender, and experience. The effect of technology trust on behavioural intention was moderated by age, education, and experience. Overall, the proposed conceptual model achieved acceptable fit and explained 79% of the variance in behavioural intention and 54.7% in use behaviour of M-Banking Apps, higher than that obtained in the original UTAUT2. The guarantee of enhanced security, advanced privacy mechanisms and trust should be considered paramount in future strategies aimed at promoting M-Banking Apps adoption and use." @default.
- W4226475652 created "2022-05-05" @default.
- W4226475652 creator A5002376368 @default.
- W4226475652 creator A5003182879 @default.
- W4226475652 date "2022-01-09" @default.
- W4226475652 modified "2023-09-23" @default.
- W4226475652 title "Measuring User Perceived Security of Mobile Banking Applications" @default.
- W4226475652 doi "https://doi.org/10.48550/arxiv.2201.03052" @default.
- W4226475652 hasPublicationYear "2022" @default.
- W4226475652 type Work @default.
- W4226475652 citedByCount "0" @default.
- W4226475652 crossrefType "posted-content" @default.
- W4226475652 hasAuthorship W4226475652A5002376368 @default.
- W4226475652 hasAuthorship W4226475652A5003182879 @default.
- W4226475652 hasBestOaLocation W42264756521 @default.
- W4226475652 hasConcept C108827166 @default.
- W4226475652 hasConcept C119857082 @default.
- W4226475652 hasConcept C121955636 @default.
- W4226475652 hasConcept C131158328 @default.
- W4226475652 hasConcept C144133560 @default.
- W4226475652 hasConcept C151730666 @default.
- W4226475652 hasConcept C15744967 @default.
- W4226475652 hasConcept C162853370 @default.
- W4226475652 hasConcept C196083921 @default.
- W4226475652 hasConcept C2775930393 @default.
- W4226475652 hasConcept C2776035688 @default.
- W4226475652 hasConcept C2779343474 @default.
- W4226475652 hasConcept C2780346085 @default.
- W4226475652 hasConcept C2780586970 @default.
- W4226475652 hasConcept C41008148 @default.
- W4226475652 hasConcept C46312422 @default.
- W4226475652 hasConcept C71104824 @default.
- W4226475652 hasConcept C77805123 @default.
- W4226475652 hasConcept C86803240 @default.
- W4226475652 hasConceptScore W4226475652C108827166 @default.
- W4226475652 hasConceptScore W4226475652C119857082 @default.
- W4226475652 hasConceptScore W4226475652C121955636 @default.
- W4226475652 hasConceptScore W4226475652C131158328 @default.
- W4226475652 hasConceptScore W4226475652C144133560 @default.
- W4226475652 hasConceptScore W4226475652C151730666 @default.
- W4226475652 hasConceptScore W4226475652C15744967 @default.
- W4226475652 hasConceptScore W4226475652C162853370 @default.
- W4226475652 hasConceptScore W4226475652C196083921 @default.
- W4226475652 hasConceptScore W4226475652C2775930393 @default.
- W4226475652 hasConceptScore W4226475652C2776035688 @default.
- W4226475652 hasConceptScore W4226475652C2779343474 @default.
- W4226475652 hasConceptScore W4226475652C2780346085 @default.
- W4226475652 hasConceptScore W4226475652C2780586970 @default.
- W4226475652 hasConceptScore W4226475652C41008148 @default.
- W4226475652 hasConceptScore W4226475652C46312422 @default.
- W4226475652 hasConceptScore W4226475652C71104824 @default.
- W4226475652 hasConceptScore W4226475652C77805123 @default.
- W4226475652 hasConceptScore W4226475652C86803240 @default.
- W4226475652 hasLocation W42264756521 @default.
- W4226475652 hasOpenAccess W4226475652 @default.
- W4226475652 hasPrimaryLocation W42264756521 @default.
- W4226475652 hasRelatedWork W2017178387 @default.
- W4226475652 hasRelatedWork W2752967113 @default.
- W4226475652 hasRelatedWork W2753946420 @default.
- W4226475652 hasRelatedWork W2896910196 @default.
- W4226475652 hasRelatedWork W2990466842 @default.
- W4226475652 hasRelatedWork W3158980316 @default.
- W4226475652 hasRelatedWork W4226475652 @default.
- W4226475652 hasRelatedWork W4296511235 @default.
- W4226475652 hasRelatedWork W57314698 @default.
- W4226475652 hasRelatedWork W989737015 @default.
- W4226475652 isParatext "false" @default.
- W4226475652 isRetracted "false" @default.
- W4226475652 workType "article" @default.