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- W4229716032 abstract "SMEs constitute 98.9% of industrial enterprises and employ 71% of the industrial labour force in Korea. SME and total business loans increased over the period under study. SME loan shares were calculated on the basis of total business loans outstanding (i.e. stocks). SME loans increased between 2007 and 2009, but in 2010 they declined by 0.6%. The decline was due to the restructuring of junk bonds and the banks’ conservative management. The SME share of business loans declined from 86.8% (2007) to 81.5% (2010) and most of this decline occurred between 2007 and 2008 when larger firm loans were experiencing faster loan growth. The share of short-term loans in total SME loans increased over the period, as the need for working capital took precedence over investments. SMEs continued to have access to credit despite the alarming rates of increase in non-performing SME loans: 124% between 2007 and 2008 and 44.5% between 2008 and 2009. Data for non-performing loans include domestic and foreign currency loans." @default.
- W4229716032 created "2022-05-11" @default.
- W4229716032 date "2012-04-19" @default.
- W4229716032 modified "2023-09-28" @default.
- W4229716032 title "Korea" @default.
- W4229716032 doi "https://doi.org/10.1787/9789264166769-13-en" @default.
- W4229716032 hasPublicationYear "2012" @default.
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