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- W4230364479 abstract "Over the past decade, the British pension system has been turned upside-down. Once lauded as a viable, long-term mix of public and private institutions, each element has been challenged as to its efficacy. Notably, private sector occupational pensions have been discounted by employers, just as ‘mis-selling’ scandals in the financial service sector have eroded trust in long-term savings products. Lord Turner’s model for the future was influenced by the behavioural revolution in cognitive science and behavioural psychology. In this paper, the key elements of the behavioural revolution are identified and linked to new forms of British occupational pension saving. While supportive of this research programme, there remain significant shortcomings. The penultimate section of the paper shifts attention to the Chancellor’s budget announcement prior to the 2015 general election providing individuals access to their retirement savings. In conclusion, implications are drawn for understanding the future of the structured-choice pension policy regime." @default.
- W4230364479 created "2022-05-11" @default.
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- W4230364479 date "2016-06-29" @default.
- W4230364479 modified "2023-09-26" @default.
- W4230364479 title "Behaviour, choice, and British pension policy" @default.
- W4230364479 doi "https://doi.org/10.1332/policypress/9781447331797.003.0001" @default.
- W4230364479 hasPublicationYear "2016" @default.
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