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- W4255650016 abstract "The West German Bausparkassen system consists of savings and loan institutions providing exclusively to their savers loans towards purchasing a home. Thus, inflows correspond to outflows. We provide an analysis of the impacts of the Bausparkassen system and its governmental subsidization on dedicated and general savings. Within a cross-section microanalysis and a time-series macroanalysis we demonstrate the extent of savings activities in the system and the microstructure of system participation; that government subsidization heavily influences participation, but nevertheless participation also extends to households not eligible for subsidies; and that the very existence of the system contributes to overall savings activities." @default.
- W4255650016 created "2022-05-12" @default.
- W4255650016 date "1918-04-01" @default.
- W4255650016 modified "2023-09-30" @default.
- W4255650016 title "Personal Hygiene Would Save Money" @default.
- W4255650016 doi "https://doi.org/10.14219/jada.archive.1918.0107" @default.
- W4255650016 hasPublicationYear "1918" @default.
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