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- W4306875498 abstract "The digitalisation of financial services has dovetailed with national strategies to improve access to financial services, and claims have been made to suggest that digital finance has solved the problem. This chapter locates differential financial provision by banks and other providers to borrowers in the theory of liquidity preference and conditional endogeneity of the money supply argued by Sheila Dow and uses this as a point of departure to explore such claims. The spectrum of financial provision is a useful conceptual device for understanding the varying access of different cohorts of borrowers have to credit and financial provision. While both prudential and consumer protection regulation of digital finance can be improved, digitalising financial access cannot itself address fundamental causes of financial exclusion such as liquidity preference or poverty." @default.
- W4306875498 created "2022-10-20" @default.
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- W4306875498 date "2022-10-20" @default.
- W4306875498 modified "2023-09-30" @default.
- W4306875498 title "Liquidity preference and the digital financial inclusion illusion" @default.
- W4306875498 doi "https://doi.org/10.4324/9781003142317-11" @default.
- W4306875498 hasPublicationYear "2022" @default.
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