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W4309967148 abstract "This chapter introduces the concept of credit and its various forms, including whether the provision of the credit is regulated, unregulated or exempt within the meaning of the Consumer Credit Act 1974. It continues to examine the various ways in which credit products can be mis-sold including, but not limited to, misleading advertising, failures to provide required information, failures to properly assess credit worthiness and affordability, the giving of inappropriate advice and the selling of unsuitable credit. Specific consideration is also given to the legislative provisions which can give rise to mis-selling claims against creditors for goods and services which are financed by the credit product. Finally, the unfair relationship provisions of the Consumer Credit Act 1974, which provides borrowers with a unique cause of action, are considered in detail and the particular issues which apply to high-cost short-term credit are discussed." @default.
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W4309967148 date "2022-11-15" @default.
W4309967148 modified "2023-10-17" @default.
W4309967148 title "Credit" @default.
W4309967148 doi "https://doi.org/10.4337/9781800883703.00009" @default.
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