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- W4311683733 abstract "Objective: Financial Prosperity of any households is the major aim of developing countries as it highly determines the economic status of a country. As a result, this research was performed to examine many elements influencing the Financial Prosperity (FWB) of households in the Dakshina Kannada region. Simultaneously, researchers aim to analyse Financial Prosperity enhancement through Financial participation (FI), financial literacy (FL) and Financial Management Behavior (FB). Methodology: The set of questions in a well-thought-out form was utilized to gather data for this research. The data collection survey received 398 replies, which were then analysed using a range of statistical approaches to suit the study's objectives. Structural Equation Modeling (SEM) and few inferential analyses were used with SPSS 26 and SPSS AMOS 23. Secondary data was also investigated utilising a range of internet resources, such as Google Scholar, Science Direct, Tailor and Francis, Emerald Publications, Srinivas publications, and so on. Findings: The findings revealed that age, educational qualifications, income level, and marital status all had a substantial impression on household financial literacy, inclusive finance, financial management behaviour, and Financial Prosperity. Financial literacy has a negligible impact to Financial Prosperity, but when it is mediated through financial participation and financial management behavior of households, it has a large contribution to Financial Prosperity. Furthermore, financial participation leads to financial prosperity in a substantial manner through the intercession of financial management behavior. Originality/Value: As the study ensured great impact of financial literacy on financial prosperity through better financial behavior and financial participation, policy framework can be implemented by the policy makers and local regional authorities in promoting financial literacy and its significance in enhancing financial prosperity among the households of DK. Apart from that the study is restricted to small geographical location, hence generalizing the result to whole country may be trivial. Type of Paper: Empirical study" @default.
- W4311683733 created "2022-12-28" @default.
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- W4311683733 date "2022-12-15" @default.
- W4311683733 modified "2023-09-26" @default.
- W4311683733 title "Financial Prosperity of Households through Financial Literacy, Financial Management Behavior and Financial Participation: Empirical Study" @default.
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- W4311683733 doi "https://doi.org/10.47992/ijcsbe.2581.6942.0228" @default.
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