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- W4313198788 abstract "This study explored the effects of financial literacy and financial behavior on the financial well-being of 360 academic personnel of Higher Education Institutions (HEIs) in Region 1, Philippines. Data were gathered from August 2020 to March 2021 using a self-administered survey questionnaire instrument. This was used to assess the respondents' financial well-being, literacy, and financial behavior, and Pearson’s r was used to test the relationships among the variables. It was found that most of the teachers generally experience moderate financial security rather than financial stress. They were assessed with excellent scores on their financial literacy and most were found to have good financial behavior. It was determined that their financial behavior affected their financial well-being. On the other hand, their financial literacy did not significantly affect their financial well-being. Hence, this study recommends that a financial wellness program tailored for the respondents should focus more on behavior-changing financial coaching rather than financial concepts learning." @default.
- W4313198788 created "2023-01-06" @default.
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- W4313198788 date "2022-12-25" @default.
- W4313198788 modified "2023-09-25" @default.
- W4313198788 title "Effects of financial literacy and financial behavior on the financial well-being of teachers in higher education institutions in Region 1, Philippines" @default.
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- W4313198788 doi "https://doi.org/10.20525/ijrbs.v11i9.2188" @default.
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