Matches in SemOpenAlex for { <https://semopenalex.org/work/W4313409640> ?p ?o ?g. }
Showing items 1 to 75 of
75
with 100 items per page.
- W4313409640 endingPage "209" @default.
- W4313409640 startingPage "200" @default.
- W4313409640 abstract "Background: Microfinance is an effective tool for financial inclusion and poverty reduction in developing countries like Nepal. It delivers financial and non-financial services to unbanked people from formal financial services. Microfinance services support people from weaker sections of society with a view of socio-economic transformation. Low access to finance is a problem for poor and marginalized people. Microfinance institutions provide microcredit to unbanked people without physical collateral. Thus they help people from lower-income groups improve their livelihood through productive investment.
 Objectives: This paper aims to examine the effects of microfinance services on the economic status of clients' status with references to Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited (SKBBL), Pokhara, Nepal.
 Methods: The research presents the findings of data collected through a survey research design in the Kaski district of Nepal. The researchers administered the survey questionnaire to 235 clients of SKBBL microfinance institutions involved in the programme for the last five or more years. We used a stratified random sampling technique to collect the data. The sample population comprised 70 from a scheduled caste (Dalit), 75 from ethnic groups, and 90 from upper castes. Both descriptive and inferential statistics have been used to analyze the data. The paired sample t-test has been used to examine the effects of microfinance intervention on occupational status, income level, consumption expenditure, capital expenditure, and monthly savings of the clients.
 Results: The results show that microfinance has contributed a significant role. It has enabled people from lower income groups to access microcredit and encourage productive investment that facilitates productive investment and economic transformation. -The result derived from paired sample t-test finds the positive effects of microfinance intervention on occupational status, income level, consumption, capital expenditure, and saving habits.
 Conclusion: This study concludes that role of microcredit is significant in enhancing the clients' economic status. Microfinance positively affects clients' earnings, savings, spending, asset accumulation, and occupational status. However, utilizing microcredit in productive sectors is necessary to empower the clients' economic status. The findings indicate that microfinance institutions must focus on effective microcredit applications to help create micro-businesses and improve the clients' livelihood status." @default.
- W4313409640 created "2023-01-06" @default.
- W4313409640 creator A5018723366 @default.
- W4313409640 date "2022-12-21" @default.
- W4313409640 modified "2023-09-30" @default.
- W4313409640 title "Effects of Microfinance Services on Economic Status Improvement: A Case of SKBBL, Pokhara, Nepal" @default.
- W4313409640 doi "https://doi.org/10.3126/qjmss.v4i2.50315" @default.
- W4313409640 hasPublicationYear "2022" @default.
- W4313409640 type Work @default.
- W4313409640 citedByCount "0" @default.
- W4313409640 crossrefType "journal-article" @default.
- W4313409640 hasAuthorship W4313409640A5018723366 @default.
- W4313409640 hasBestOaLocation W43134096401 @default.
- W4313409640 hasConcept C10138342 @default.
- W4313409640 hasConcept C118518473 @default.
- W4313409640 hasConcept C139043278 @default.
- W4313409640 hasConcept C144024400 @default.
- W4313409640 hasConcept C144133560 @default.
- W4313409640 hasConcept C149923435 @default.
- W4313409640 hasConcept C162324750 @default.
- W4313409640 hasConcept C166957645 @default.
- W4313409640 hasConcept C189326681 @default.
- W4313409640 hasConcept C205649164 @default.
- W4313409640 hasConcept C2777910564 @default.
- W4313409640 hasConcept C2778430866 @default.
- W4313409640 hasConcept C2779251847 @default.
- W4313409640 hasConcept C28129649 @default.
- W4313409640 hasConcept C2908647359 @default.
- W4313409640 hasConcept C30772137 @default.
- W4313409640 hasConcept C36289849 @default.
- W4313409640 hasConcept C3987366 @default.
- W4313409640 hasConcept C45355965 @default.
- W4313409640 hasConcept C50522688 @default.
- W4313409640 hasConcept C5733905 @default.
- W4313409640 hasConceptScore W4313409640C10138342 @default.
- W4313409640 hasConceptScore W4313409640C118518473 @default.
- W4313409640 hasConceptScore W4313409640C139043278 @default.
- W4313409640 hasConceptScore W4313409640C144024400 @default.
- W4313409640 hasConceptScore W4313409640C144133560 @default.
- W4313409640 hasConceptScore W4313409640C149923435 @default.
- W4313409640 hasConceptScore W4313409640C162324750 @default.
- W4313409640 hasConceptScore W4313409640C166957645 @default.
- W4313409640 hasConceptScore W4313409640C189326681 @default.
- W4313409640 hasConceptScore W4313409640C205649164 @default.
- W4313409640 hasConceptScore W4313409640C2777910564 @default.
- W4313409640 hasConceptScore W4313409640C2778430866 @default.
- W4313409640 hasConceptScore W4313409640C2779251847 @default.
- W4313409640 hasConceptScore W4313409640C28129649 @default.
- W4313409640 hasConceptScore W4313409640C2908647359 @default.
- W4313409640 hasConceptScore W4313409640C30772137 @default.
- W4313409640 hasConceptScore W4313409640C36289849 @default.
- W4313409640 hasConceptScore W4313409640C3987366 @default.
- W4313409640 hasConceptScore W4313409640C45355965 @default.
- W4313409640 hasConceptScore W4313409640C50522688 @default.
- W4313409640 hasConceptScore W4313409640C5733905 @default.
- W4313409640 hasIssue "2" @default.
- W4313409640 hasLocation W43134096401 @default.
- W4313409640 hasOpenAccess W4313409640 @default.
- W4313409640 hasPrimaryLocation W43134096401 @default.
- W4313409640 hasRelatedWork W2475098935 @default.
- W4313409640 hasRelatedWork W2561599645 @default.
- W4313409640 hasRelatedWork W2585980558 @default.
- W4313409640 hasRelatedWork W2793463190 @default.
- W4313409640 hasRelatedWork W3123195389 @default.
- W4313409640 hasRelatedWork W3206838151 @default.
- W4313409640 hasRelatedWork W3211029500 @default.
- W4313409640 hasRelatedWork W4226395663 @default.
- W4313409640 hasRelatedWork W4313409640 @default.
- W4313409640 hasRelatedWork W4378220024 @default.
- W4313409640 hasVolume "4" @default.
- W4313409640 isParatext "false" @default.
- W4313409640 isRetracted "false" @default.
- W4313409640 workType "article" @default.