Matches in SemOpenAlex for { <https://semopenalex.org/work/W4313479864> ?p ?o ?g. }
- W4313479864 endingPage "106182" @default.
- W4313479864 startingPage "106182" @default.
- W4313479864 abstract "This paper studies how digital innovation affects small and medium-sized enterprises’ financial access and productivity growth in a currency union with an incomplete credit market. Theoretically, while the effects of inclusive banking are ambiguous, digital financial innovation’s impact on financial access is yet to be fully explored. Using quarterly data from the West African Monetary Union over the period 1986Q2–20221Q1, we estimated a dynamic general equilibrium framework that disentangles digital financial inclusion from inclusive banking and features heterogeneity among firms. We found that digital innovation solves credit discrepancies among firms beyond inclusive banking. Digital innovation enhances small and medium-sized enterprises’ financial access by alleviating financial frictions arising from collateral and borrowing constraints. Digital financial inclusion amplifies the propagation of financial mechanisms into small and medium-sized enterprises’ productivity expansion that spills over throughout the currency union. The efficiency effects explain why digital financial inclusion enables better SMEs’ financial access than inclusive banking." @default.
- W4313479864 created "2023-01-06" @default.
- W4313479864 creator A5050893728 @default.
- W4313479864 date "2023-03-01" @default.
- W4313479864 modified "2023-10-11" @default.
- W4313479864 title "Digital innovation and financial access for small and medium-sized enterprises in a currency union" @default.
- W4313479864 cites W1508198902 @default.
- W4313479864 cites W1525964042 @default.
- W4313479864 cites W1528221582 @default.
- W4313479864 cites W1557832879 @default.
- W4313479864 cites W1560350676 @default.
- W4313479864 cites W1588189399 @default.
- W4313479864 cites W1960615243 @default.
- W4313479864 cites W1967159293 @default.
- W4313479864 cites W1970041141 @default.
- W4313479864 cites W1970144470 @default.
- W4313479864 cites W1992715701 @default.
- W4313479864 cites W2000578291 @default.
- W4313479864 cites W2019483037 @default.
- W4313479864 cites W2032874557 @default.
- W4313479864 cites W2066623064 @default.
- W4313479864 cites W2068018652 @default.
- W4313479864 cites W2103920048 @default.
- W4313479864 cites W2105910866 @default.
- W4313479864 cites W2113124087 @default.
- W4313479864 cites W2121414958 @default.
- W4313479864 cites W2123931028 @default.
- W4313479864 cites W2124532652 @default.
- W4313479864 cites W2127019830 @default.
- W4313479864 cites W2136993807 @default.
- W4313479864 cites W2141203499 @default.
- W4313479864 cites W2147560556 @default.
- W4313479864 cites W2152839769 @default.
- W4313479864 cites W2156109180 @default.
- W4313479864 cites W2156961915 @default.
- W4313479864 cites W2157305401 @default.
- W4313479864 cites W2157509893 @default.
- W4313479864 cites W2176723585 @default.
- W4313479864 cites W2253894436 @default.
- W4313479864 cites W2268886235 @default.
- W4313479864 cites W2562301718 @default.
- W4313479864 cites W2566922276 @default.
- W4313479864 cites W2583227009 @default.
- W4313479864 cites W2612653925 @default.
- W4313479864 cites W2766190141 @default.
- W4313479864 cites W2789152355 @default.
- W4313479864 cites W2883305788 @default.
- W4313479864 cites W2903876532 @default.
- W4313479864 cites W2909918462 @default.
- W4313479864 cites W2918989532 @default.
- W4313479864 cites W2944829317 @default.
- W4313479864 cites W2973338680 @default.
- W4313479864 cites W3121165374 @default.
- W4313479864 cites W3121346396 @default.
- W4313479864 cites W3121467050 @default.
- W4313479864 cites W3121567201 @default.
- W4313479864 cites W3121966537 @default.
- W4313479864 cites W3123605165 @default.
- W4313479864 cites W3123809454 @default.
- W4313479864 cites W3123970111 @default.
- W4313479864 cites W3124220939 @default.
- W4313479864 cites W3124750393 @default.
- W4313479864 cites W3125003292 @default.
- W4313479864 cites W3125081451 @default.
- W4313479864 cites W3125327555 @default.
- W4313479864 cites W3125786838 @default.
- W4313479864 cites W3127565961 @default.
- W4313479864 cites W3168636072 @default.
- W4313479864 cites W4210889696 @default.
- W4313479864 cites W4226109699 @default.
- W4313479864 cites W4232071093 @default.
- W4313479864 cites W4236584637 @default.
- W4313479864 cites W4241680058 @default.
- W4313479864 cites W4242854335 @default.
- W4313479864 cites W4282573129 @default.
- W4313479864 cites W4289328111 @default.
- W4313479864 doi "https://doi.org/10.1016/j.econmod.2022.106182" @default.
- W4313479864 hasPublicationYear "2023" @default.
- W4313479864 type Work @default.
- W4313479864 citedByCount "1" @default.
- W4313479864 countsByYear W43134798642023 @default.
- W4313479864 crossrefType "journal-article" @default.
- W4313479864 hasAuthorship W4313479864A5050893728 @default.
- W4313479864 hasConcept C10138342 @default.
- W4313479864 hasConcept C139043278 @default.
- W4313479864 hasConcept C139719470 @default.
- W4313479864 hasConcept C141121606 @default.
- W4313479864 hasConcept C144133560 @default.
- W4313479864 hasConcept C162324750 @default.
- W4313479864 hasConcept C18547055 @default.
- W4313479864 hasConcept C19244329 @default.
- W4313479864 hasConcept C204983608 @default.
- W4313479864 hasConcept C2777064627 @default.
- W4313479864 hasConcept C2777910564 @default.
- W4313479864 hasConcept C2779251847 @default.
- W4313479864 hasConcept C2910001868 @default.
- W4313479864 hasConcept C48220719 @default.
- W4313479864 hasConcept C48879800 @default.