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- W4319792554 abstract "Credit scoring is one of the main applications of Artificial Intelligence technology in the financial world. However, there are scarcely any regulations which deal with AI. The new proposal of an AI Act of the EU Commission may change this landscape in a significant way. The article deals with the impact of the proposed AI Act regarding credit scoring, considering also existing banking regulation and its overlaps with the proposed AI Act. Finally, the new proposal of a Consumer Credit Directive will be also dealt showing some frictions between the AI Act and the proposed Consumer Credit Directive." @default.
- W4319792554 created "2023-02-11" @default.
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- W4319792554 date "2021-10-02" @default.
- W4319792554 modified "2023-09-26" @default.
- W4319792554 title "Algorithms, credit scoring, and the new proposals of the EU for an AI Act and on a Consumer Credit Directive" @default.
- W4319792554 doi "https://doi.org/10.1080/17521440.2023.2168940" @default.
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