Matches in SemOpenAlex for { <https://semopenalex.org/work/W4327742591> ?p ?o ?g. }
Showing items 1 to 57 of
57
with 100 items per page.
- W4327742591 abstract "This study examines the impact of Monetary Policy (OPR) and other macroeconomic factors, including Unemployment Rate, Household Income, and Household Expenditure, on loan delinquencies, as measured by the Non-Performing Loan to Total Banks’ Loan ratio. Using a static panel data model, we investigate the effects of monetary policy on delinquent borrowers. The Breusch-Pagan Lagrange Multiplier (LM) and Hausman (1978) tests are used to selecting the most efficient and consistent static panel regression model. Our findings indicate a significant positive correlation between OPR and Unemployment with loan delinquencies. Additionally, we discovered that Household Income is significantly and negatively associated with loan delinquencies in commercial banks. This study highlights the positive relationship between loan delinquencies and macroeconomic factors, such as unemployment and OPR, in commercial banks and how these macroeconomic factors adversely impact loan delinquencies. Ultimately, this research presents evidence of the impacts of Unemployment, Household Income, and Overnight Policy Rate (OPR) on loan delinquencies." @default.
- W4327742591 created "2023-03-18" @default.
- W4327742591 creator A5008737002 @default.
- W4327742591 creator A5033108510 @default.
- W4327742591 creator A5045262879 @default.
- W4327742591 creator A5053798896 @default.
- W4327742591 creator A5054872596 @default.
- W4327742591 creator A5058722410 @default.
- W4327742591 creator A5077925756 @default.
- W4327742591 date "2023-03-15" @default.
- W4327742591 modified "2023-09-30" @default.
- W4327742591 title "Assessing the Impact of Microprudential Policy towards Household Loan Deliquency" @default.
- W4327742591 doi "https://doi.org/10.14293/s2199-1006.1.sor-.pp9qqpb.v1" @default.
- W4327742591 hasPublicationYear "2023" @default.
- W4327742591 type Work @default.
- W4327742591 citedByCount "0" @default.
- W4327742591 crossrefType "posted-content" @default.
- W4327742591 hasAuthorship W4327742591A5008737002 @default.
- W4327742591 hasAuthorship W4327742591A5033108510 @default.
- W4327742591 hasAuthorship W4327742591A5045262879 @default.
- W4327742591 hasAuthorship W4327742591A5053798896 @default.
- W4327742591 hasAuthorship W4327742591A5054872596 @default.
- W4327742591 hasAuthorship W4327742591A5058722410 @default.
- W4327742591 hasAuthorship W4327742591A5077925756 @default.
- W4327742591 hasBestOaLocation W43277425911 @default.
- W4327742591 hasConcept C126285488 @default.
- W4327742591 hasConcept C139719470 @default.
- W4327742591 hasConcept C149782125 @default.
- W4327742591 hasConcept C162324750 @default.
- W4327742591 hasConcept C2777764128 @default.
- W4327742591 hasConcept C2778126366 @default.
- W4327742591 hasConcept C556758197 @default.
- W4327742591 hasConcept C6422946 @default.
- W4327742591 hasConceptScore W4327742591C126285488 @default.
- W4327742591 hasConceptScore W4327742591C139719470 @default.
- W4327742591 hasConceptScore W4327742591C149782125 @default.
- W4327742591 hasConceptScore W4327742591C162324750 @default.
- W4327742591 hasConceptScore W4327742591C2777764128 @default.
- W4327742591 hasConceptScore W4327742591C2778126366 @default.
- W4327742591 hasConceptScore W4327742591C556758197 @default.
- W4327742591 hasConceptScore W4327742591C6422946 @default.
- W4327742591 hasLocation W43277425911 @default.
- W4327742591 hasOpenAccess W4327742591 @default.
- W4327742591 hasPrimaryLocation W43277425911 @default.
- W4327742591 hasRelatedWork W1488638671 @default.
- W4327742591 hasRelatedWork W1542856926 @default.
- W4327742591 hasRelatedWork W1966649899 @default.
- W4327742591 hasRelatedWork W2004970669 @default.
- W4327742591 hasRelatedWork W2023108380 @default.
- W4327742591 hasRelatedWork W2137006082 @default.
- W4327742591 hasRelatedWork W2236874450 @default.
- W4327742591 hasRelatedWork W2518388692 @default.
- W4327742591 hasRelatedWork W2753367413 @default.
- W4327742591 hasRelatedWork W3174837238 @default.
- W4327742591 isParatext "false" @default.
- W4327742591 isRetracted "false" @default.
- W4327742591 workType "article" @default.