Matches in SemOpenAlex for { <https://semopenalex.org/work/W4328121285> ?p ?o ?g. }
Showing items 1 to 73 of
73
with 100 items per page.
- W4328121285 endingPage "271" @default.
- W4328121285 startingPage "266" @default.
- W4328121285 abstract "In recent years, the rapid development of financial technology (fintech) has greatly impacted the traditional banking industry, posing both challenges and opportunities for banks. In this study, we investigate the influence of fintech on the net interest margin and non-performing loan ratio of banks in China.To measure the level of fintech development in banks, we construct a Bank Fintech Development Index (BFDI) based on text analysis of annual reports. We then use a panel data regression model to analyze the impact of fintech development on the net interest margin and non-performing loan ratio of banks, controlling for other factors such as bank size, capital adequacy, and macroeconomic conditions.Our empirical results show that the development of fintech has a significant positive impact on the net interest margin of banks, indicating that banks that have adopted fintech are able to generate higher profits from their interest-bearing assets. We also find that the development of fintech has a significant negative impact on the non-performing loan ratio of banks, suggesting that fintech can help banks improve their risk management and reduce their credit losses.Therefore, banks should continue to embrace fintech and invest in new technologies to remain competitive in the rapidly evolving financial landscape." @default.
- W4328121285 created "2023-03-22" @default.
- W4328121285 creator A5004106928 @default.
- W4328121285 creator A5046143675 @default.
- W4328121285 creator A5087900743 @default.
- W4328121285 date "2023-03-20" @default.
- W4328121285 modified "2023-10-16" @default.
- W4328121285 title "The Impact of Developing Fintech on Banks" @default.
- W4328121285 cites W1980906542 @default.
- W4328121285 cites W2166532362 @default.
- W4328121285 cites W3024279752 @default.
- W4328121285 doi "https://doi.org/10.54097/fbem.v8i1.6227" @default.
- W4328121285 hasPublicationYear "2023" @default.
- W4328121285 type Work @default.
- W4328121285 citedByCount "0" @default.
- W4328121285 crossrefType "journal-article" @default.
- W4328121285 hasAuthorship W4328121285A5004106928 @default.
- W4328121285 hasAuthorship W4328121285A5046143675 @default.
- W4328121285 hasAuthorship W4328121285A5087900743 @default.
- W4328121285 hasConcept C10138342 @default.
- W4328121285 hasConcept C119857082 @default.
- W4328121285 hasConcept C129361004 @default.
- W4328121285 hasConcept C136764020 @default.
- W4328121285 hasConcept C139043278 @default.
- W4328121285 hasConcept C144133560 @default.
- W4328121285 hasConcept C149782125 @default.
- W4328121285 hasConcept C162324750 @default.
- W4328121285 hasConcept C185669311 @default.
- W4328121285 hasConcept C2777382242 @default.
- W4328121285 hasConcept C2777764128 @default.
- W4328121285 hasConcept C41008148 @default.
- W4328121285 hasConcept C540431452 @default.
- W4328121285 hasConcept C6175523 @default.
- W4328121285 hasConcept C6422946 @default.
- W4328121285 hasConcept C73283319 @default.
- W4328121285 hasConcept C774472 @default.
- W4328121285 hasConceptScore W4328121285C10138342 @default.
- W4328121285 hasConceptScore W4328121285C119857082 @default.
- W4328121285 hasConceptScore W4328121285C129361004 @default.
- W4328121285 hasConceptScore W4328121285C136764020 @default.
- W4328121285 hasConceptScore W4328121285C139043278 @default.
- W4328121285 hasConceptScore W4328121285C144133560 @default.
- W4328121285 hasConceptScore W4328121285C149782125 @default.
- W4328121285 hasConceptScore W4328121285C162324750 @default.
- W4328121285 hasConceptScore W4328121285C185669311 @default.
- W4328121285 hasConceptScore W4328121285C2777382242 @default.
- W4328121285 hasConceptScore W4328121285C2777764128 @default.
- W4328121285 hasConceptScore W4328121285C41008148 @default.
- W4328121285 hasConceptScore W4328121285C540431452 @default.
- W4328121285 hasConceptScore W4328121285C6175523 @default.
- W4328121285 hasConceptScore W4328121285C6422946 @default.
- W4328121285 hasConceptScore W4328121285C73283319 @default.
- W4328121285 hasConceptScore W4328121285C774472 @default.
- W4328121285 hasIssue "1" @default.
- W4328121285 hasLocation W43281212851 @default.
- W4328121285 hasOpenAccess W4328121285 @default.
- W4328121285 hasPrimaryLocation W43281212851 @default.
- W4328121285 hasRelatedWork W1990539592 @default.
- W4328121285 hasRelatedWork W2109049251 @default.
- W4328121285 hasRelatedWork W2378219169 @default.
- W4328121285 hasRelatedWork W2384449226 @default.
- W4328121285 hasRelatedWork W2411551841 @default.
- W4328121285 hasRelatedWork W2993759291 @default.
- W4328121285 hasRelatedWork W3121701578 @default.
- W4328121285 hasRelatedWork W3165545520 @default.
- W4328121285 hasRelatedWork W3205080627 @default.
- W4328121285 hasRelatedWork W3028206350 @default.
- W4328121285 hasVolume "8" @default.
- W4328121285 isParatext "false" @default.
- W4328121285 isRetracted "false" @default.
- W4328121285 workType "article" @default.