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- W4361304003 abstract "Unified Payment Interface introduced in 2016 is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The interface is regulated by the Reserve Bank of India and works by instantly transferring funds between two bank accounts on a mobile platform. Unlike wallets, the payer and the payee can use two different payment service providers. Unified Payment Interface has brought revolution in payment system in India, making instant real-time payment system possible. This study is focused on looking at engineering side of Unified Payment Interface and its impact around advancement of digitization. Here we see behind Unified Payment Interface engineering infrastructure and how it works. This study also elaborates on surgencies of digitization through Unified Payment Interface mode in India. Study was carried out by taking survey, using Right to Information Act, and understanding computing side of Unified Payment Interface. In survey 214 individuals were asked 20 questions irrespective of age, location, sex, income background, education and religion in India. Findings were listed with both positives and negative aspects highlighted." @default.
- W4361304003 created "2023-03-31" @default.
- W4361304003 creator A5019403891 @default.
- W4361304003 date "2023-03-29" @default.
- W4361304003 modified "2023-10-05" @default.
- W4361304003 title "Engineering and Advancement of Digitization through Unified Payment Interface" @default.
- W4361304003 doi "https://doi.org/10.9734/jerr/2023/v24i10845" @default.
- W4361304003 hasPublicationYear "2023" @default.
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