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- W4376171034 abstract "In the era of big data, the integration of financial services and science and technology has become a trend, and financial technology has become critical to the financial service industry. This paper takes China Merchants Bank as a representative case study, summarizes the transformation process of China Merchants Bank business, and sorts out the aspects and transformation measures of China Merchants Bank's use of financial technology. By analyzing the case of China Merchants Bank introducing financial technology to realize the transformation, this paper uses the method of financial index analysis to study the impact of financial technology on the transformation of China Merchants Bank, obtains the impact of financial technology on commercial banks, and puts forward appropriate suggestions.The innovation of this paper is mainly reflected in the research methods and directions. According to the comprehensive literature, there are few cases of domestic and foreign scholars studying the combination of commercial banks and fintech. Therefore, this paper adopts the method of combining theory with practical cases, starting with the promotion of financial technology transformation by China Merchants Bank, discusses the impact of financial technology on the performance of China Merchants Bank, and then gives strategic suggestions for other commercial banks to use financial technology." @default.
- W4376171034 created "2023-05-12" @default.
- W4376171034 creator A5040878095 @default.
- W4376171034 date "2023-03-21" @default.
- W4376171034 modified "2023-10-13" @default.
- W4376171034 title "Research on the Impact of Financial Technology on the Performance of Chinese Commercial Banks Taking the Retail Transformation of China Merchants Bank as an Example" @default.
- W4376171034 doi "https://doi.org/10.54254/2754-1169/4/2022935" @default.
- W4376171034 hasPublicationYear "2023" @default.
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