Matches in SemOpenAlex for { <https://semopenalex.org/work/W4382813872> ?p ?o ?g. }
Showing items 1 to 47 of
47
with 100 items per page.
- W4382813872 endingPage "134" @default.
- W4382813872 startingPage "120" @default.
- W4382813872 abstract "This study aims to add to the scarce empirical literature on mortgage valuation by ranking the variables that make inaccurate mortgage valuations. Given the central role, valuation plays in lending, high valuation inaccuracy leads to major market distortions in real estate with potentially harmful financial system repercussions. Thus, this study is envisioned to investigate the causes of valuation inaccuracy for mortgage purpose in commercial banks in Ethiopia. To achieve this objective, the study employed a convergent parallel mixed design. Data were collected from valuers through questionnaires and interviews using purposive, snowball, and convenience sampling techniques. To investigate the impact of the factors on valuation inaccuracy, an ordinal regression model was used. The study revealed that inappropriate valuation methods, the inadequacy of the market data, and property market imperfection were the most significant predictors. However, there are moderately significant causes which include the characteristics of the property market, valuation regulatory framework, and absence of the valuation standard. Client pressure, ethics, and competence of valuers were insignificant predictors. This paper recommends that the government should establish a government agency that is independent and in charge of valuation regulation, developing legal frameworks, and intervening in the property market. Based on the framework valuers should use an appropriate valuation method. Moreover, there should be an establishment of central databases that valuers relied on." @default.
- W4382813872 created "2023-07-02" @default.
- W4382813872 creator A5053318319 @default.
- W4382813872 date "2023-06-30" @default.
- W4382813872 modified "2023-09-23" @default.
- W4382813872 title "Causes of Valuation Inaccuracy in Mortgage Lending in Ethiopia" @default.
- W4382813872 doi "https://doi.org/10.11113/intrest.v17n1.262" @default.
- W4382813872 hasPublicationYear "2023" @default.
- W4382813872 type Work @default.
- W4382813872 citedByCount "0" @default.
- W4382813872 crossrefType "journal-article" @default.
- W4382813872 hasAuthorship W4382813872A5053318319 @default.
- W4382813872 hasBestOaLocation W43828138721 @default.
- W4382813872 hasConcept C10138342 @default.
- W4382813872 hasConcept C144133560 @default.
- W4382813872 hasConcept C162118730 @default.
- W4382813872 hasConcept C162324750 @default.
- W4382813872 hasConcept C186027771 @default.
- W4382813872 hasConcept C205664371 @default.
- W4382813872 hasConcept C82279013 @default.
- W4382813872 hasConceptScore W4382813872C10138342 @default.
- W4382813872 hasConceptScore W4382813872C144133560 @default.
- W4382813872 hasConceptScore W4382813872C162118730 @default.
- W4382813872 hasConceptScore W4382813872C162324750 @default.
- W4382813872 hasConceptScore W4382813872C186027771 @default.
- W4382813872 hasConceptScore W4382813872C205664371 @default.
- W4382813872 hasConceptScore W4382813872C82279013 @default.
- W4382813872 hasIssue "1" @default.
- W4382813872 hasLocation W43828138721 @default.
- W4382813872 hasOpenAccess W4382813872 @default.
- W4382813872 hasPrimaryLocation W43828138721 @default.
- W4382813872 hasRelatedWork W2010434967 @default.
- W4382813872 hasRelatedWork W2123074075 @default.
- W4382813872 hasRelatedWork W2224981380 @default.
- W4382813872 hasRelatedWork W2285069363 @default.
- W4382813872 hasRelatedWork W2941366388 @default.
- W4382813872 hasRelatedWork W3015292239 @default.
- W4382813872 hasRelatedWork W3124127175 @default.
- W4382813872 hasRelatedWork W3125593986 @default.
- W4382813872 hasRelatedWork W637568700 @default.
- W4382813872 hasRelatedWork W647040656 @default.
- W4382813872 hasVolume "17" @default.
- W4382813872 isParatext "false" @default.
- W4382813872 isRetracted "false" @default.
- W4382813872 workType "article" @default.