Matches in SemOpenAlex for { <https://semopenalex.org/work/W4383067603> ?p ?o ?g. }
- W4383067603 endingPage "25" @default.
- W4383067603 startingPage "1" @default.
- W4383067603 abstract "Financial literacy is becoming an increasingly important policy consideration, yet its determinants are still underexplored. From the theoretical perspective of ‘learning by doing’, the effect of homeownership on financial literacy in urban China is identified by the instrumental variable strategy. First, the borrowing experience to purchase a home can awaken homeowners to develop basic financial knowledge, but the resulting debt burden constrains homeowners from participating in the financial market, crowding out their access to advanced financial skills. Second, the growth in home equity wealth induces homeowners pledge high-value properties as collateral and invest in more homes, in which case the collateralizing experience facilities the advancement of basic finance literacy, while locking the asset portfolio in the housing sector hinders homeowners from learning advanced financial skills. Moreover, the specific kind of financial literacy that homeowners show an advantage in differs depending on their income. These findings cast a new light on understanding the return of housing property to family financial affairs." @default.
- W4383067603 created "2023-07-05" @default.
- W4383067603 creator A5010194590 @default.
- W4383067603 creator A5028851486 @default.
- W4383067603 date "2023-07-04" @default.
- W4383067603 modified "2023-09-26" @default.
- W4383067603 title "Homeownership and financial literacy: evidence from China in the perspective of ‘learning by doing’" @default.
- W4383067603 cites W1491209742 @default.
- W4383067603 cites W1532674111 @default.
- W4383067603 cites W1970957966 @default.
- W4383067603 cites W1973291846 @default.
- W4383067603 cites W1978126407 @default.
- W4383067603 cites W1985117677 @default.
- W4383067603 cites W2007168598 @default.
- W4383067603 cites W2018851486 @default.
- W4383067603 cites W2025213520 @default.
- W4383067603 cites W2026911593 @default.
- W4383067603 cites W2045357062 @default.
- W4383067603 cites W2087087328 @default.
- W4383067603 cites W2089024746 @default.
- W4383067603 cites W2089543784 @default.
- W4383067603 cites W2095654480 @default.
- W4383067603 cites W2095995508 @default.
- W4383067603 cites W2102265878 @default.
- W4383067603 cites W2109437759 @default.
- W4383067603 cites W2115327771 @default.
- W4383067603 cites W2117338258 @default.
- W4383067603 cites W2119518505 @default.
- W4383067603 cites W2154651544 @default.
- W4383067603 cites W2162410775 @default.
- W4383067603 cites W2162859255 @default.
- W4383067603 cites W2303869276 @default.
- W4383067603 cites W2314106695 @default.
- W4383067603 cites W2465664678 @default.
- W4383067603 cites W2551638065 @default.
- W4383067603 cites W2561341095 @default.
- W4383067603 cites W2586395150 @default.
- W4383067603 cites W2766805021 @default.
- W4383067603 cites W2783675397 @default.
- W4383067603 cites W2796178163 @default.
- W4383067603 cites W2807295099 @default.
- W4383067603 cites W2906262382 @default.
- W4383067603 cites W2924587908 @default.
- W4383067603 cites W2975827464 @default.
- W4383067603 cites W2989466388 @default.
- W4383067603 cites W3000127711 @default.
- W4383067603 cites W3007861669 @default.
- W4383067603 cites W3022169897 @default.
- W4383067603 cites W3023865532 @default.
- W4383067603 cites W3033708739 @default.
- W4383067603 cites W3047392164 @default.
- W4383067603 cites W3088766796 @default.
- W4383067603 cites W3121995747 @default.
- W4383067603 cites W3122047221 @default.
- W4383067603 cites W3122992687 @default.
- W4383067603 cites W3123417660 @default.
- W4383067603 cites W3123701257 @default.
- W4383067603 cites W3123854401 @default.
- W4383067603 cites W3123886011 @default.
- W4383067603 cites W3124296889 @default.
- W4383067603 cites W3124384229 @default.
- W4383067603 cites W3125178421 @default.
- W4383067603 cites W3125685058 @default.
- W4383067603 cites W3170080541 @default.
- W4383067603 cites W4251043250 @default.
- W4383067603 cites W4296183008 @default.
- W4383067603 doi "https://doi.org/10.1080/02673037.2023.2228238" @default.
- W4383067603 hasPublicationYear "2023" @default.
- W4383067603 type Work @default.
- W4383067603 citedByCount "0" @default.
- W4383067603 crossrefType "journal-article" @default.
- W4383067603 hasAuthorship W4383067603A5010194590 @default.
- W4383067603 hasAuthorship W4383067603A5028851486 @default.
- W4383067603 hasConcept C10138342 @default.
- W4383067603 hasConcept C120527767 @default.
- W4383067603 hasConcept C144133560 @default.
- W4383067603 hasConcept C162324750 @default.
- W4383067603 hasConcept C17744445 @default.
- W4383067603 hasConcept C191935318 @default.
- W4383067603 hasConcept C199539241 @default.
- W4383067603 hasConcept C199728807 @default.
- W4383067603 hasConcept C2777910564 @default.
- W4383067603 hasConcept C2777941463 @default.
- W4383067603 hasConcept C2778705799 @default.
- W4383067603 hasConcept C2780643141 @default.
- W4383067603 hasConcept C2780821815 @default.
- W4383067603 hasConcept C2780850388 @default.
- W4383067603 hasConcept C38652104 @default.
- W4383067603 hasConcept C41008148 @default.
- W4383067603 hasConcept C76178495 @default.
- W4383067603 hasConceptScore W4383067603C10138342 @default.
- W4383067603 hasConceptScore W4383067603C120527767 @default.
- W4383067603 hasConceptScore W4383067603C144133560 @default.
- W4383067603 hasConceptScore W4383067603C162324750 @default.
- W4383067603 hasConceptScore W4383067603C17744445 @default.
- W4383067603 hasConceptScore W4383067603C191935318 @default.
- W4383067603 hasConceptScore W4383067603C199539241 @default.
- W4383067603 hasConceptScore W4383067603C199728807 @default.