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- W4383889671 abstract "Financial planning for retirement (FPR) has been extensively studied by academia, primarily through life cycle theory. The theory urges people to be rational when planning their retirement. Individuals, on the other hand, are not particularly adept at addressing the issue of FPR. Behavioral economists began researching FPR, considering the complexities of retirement planning. Earlier research on FPR concentrated on economic and demographic factors, while later research examined psychological determinants. According to recent studies, the Hershey model provides an accurate assessment of FPR when examining capacity, willingness, and opportunity variables. This study integrates 15 articles classified as the Hershey model and published in reputable journals between 2000 and 2022. The integrated empirical literature evidence identified three types of compatible variables that explain the FPR. The discussion developed in this study can be used as a framework for future FPR research as well as practical guidance for financial market regulators, policymakers, and individuals. Furthermore, this study identifies significant gaps in the literature on factors influencing FPR in terms of empirical and theoretical contributions." @default.
- W4383889671 created "2023-07-12" @default.
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- W4383889671 date "2023-01-01" @default.
- W4383889671 modified "2023-09-23" @default.
- W4383889671 title "Financial Planning for Retirement: An Integrative Literature Review of the Hershey Model" @default.
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- W4383889671 doi "https://doi.org/10.1007/978-3-031-27296-7_28" @default.
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