Matches in SemOpenAlex for { <https://semopenalex.org/work/W4385364180> ?p ?o ?g. }
Showing items 1 to 53 of
53
with 100 items per page.
- W4385364180 endingPage "203" @default.
- W4385364180 startingPage "192" @default.
- W4385364180 abstract "Capital need is a challenge experienced by MSME. Semarang city government provides an innovation of capital access assistance to MSMEs with Revolving Fund Loan Program, namely WIBAWA Credit. MSMEs status is feasible and not bankable, due to non-fulfillment of 5C principle. This study credit determinant analysis aims to develop a study of granting WIBAWA credit patterns. Secondary research data were obtained from Dinkop & UMKM Kota Semarang and PERUMDA BPR Bank Pasar Kota Semarang by taking a sample of 600 WIBAWA Credit application data for 2017-2019. Binary Logistic Regression analysis results through IBM SPSS Statistics 22 software show that there are differences in gender of business owners, business size, and business age in decision to grant WIBAWA credit, while credit history variable has no effect. Dinkop & MSMEs Kota Semarang need to improve creditworthiness of female business owners, micro-Enterprises, and start-up/new early businesses so that they have more opportunities to qualify for credit financing. MSMEs that re-apply for WIBAWA Credit can also be given a faster assessment process period and larger disbursement ceiling, but still, pay attention to credit repayment factor by debtor.
 Kebutuhan modal menjadi tantangan yang dialami pemilik UMKM. Pemerintah Kota Semarang memberikan bantuan akses modal kepada UMKM dengan Program Pinjaman Dana Bergulir yaitu Kredit WIBAWA. Penelitian ini bertujuan untuk mengembangkan kajian terhadap pola pemberian Kredit WIBAWA. Data penelitian sekunder diperoleh dari Dinkop & UMKM Kota Semarang dan PERUMDA BPR Bank Pasar Kota Semarang dengan mengambil sampel 600 data pengajuan Kredit WIBAWA periode tahun 2017-2019. Hasil analisis Binary Logistic Regression melalui software IBM SPSS Statistics 22 menunjukkan bahwa terdapat perbedaan jenis kelamin pemilik usaha, ukuran usaha dan umur usaha dalam keputusan pemberian Kredit WIBAWA, sementara variabel riwayat kredit tidak memberikan pengaruh." @default.
- W4385364180 created "2023-07-29" @default.
- W4385364180 creator A5032449162 @default.
- W4385364180 creator A5077283935 @default.
- W4385364180 date "2022-06-17" @default.
- W4385364180 modified "2023-09-26" @default.
- W4385364180 title "Determinants of MSMEs Access to WIBAWA Credit" @default.
- W4385364180 doi "https://doi.org/10.15294/efficient.v5i2.47498" @default.
- W4385364180 hasPublicationYear "2022" @default.
- W4385364180 type Work @default.
- W4385364180 citedByCount "0" @default.
- W4385364180 crossrefType "journal-article" @default.
- W4385364180 hasAuthorship W4385364180A5032449162 @default.
- W4385364180 hasAuthorship W4385364180A5077283935 @default.
- W4385364180 hasBestOaLocation W43853641801 @default.
- W4385364180 hasConcept C10138342 @default.
- W4385364180 hasConcept C120527767 @default.
- W4385364180 hasConcept C144133560 @default.
- W4385364180 hasConcept C159091798 @default.
- W4385364180 hasConcept C178550888 @default.
- W4385364180 hasConcept C2777764128 @default.
- W4385364180 hasConcept C2777910564 @default.
- W4385364180 hasConcept C2778101114 @default.
- W4385364180 hasConcept C2780414751 @default.
- W4385364180 hasConceptScore W4385364180C10138342 @default.
- W4385364180 hasConceptScore W4385364180C120527767 @default.
- W4385364180 hasConceptScore W4385364180C144133560 @default.
- W4385364180 hasConceptScore W4385364180C159091798 @default.
- W4385364180 hasConceptScore W4385364180C178550888 @default.
- W4385364180 hasConceptScore W4385364180C2777764128 @default.
- W4385364180 hasConceptScore W4385364180C2777910564 @default.
- W4385364180 hasConceptScore W4385364180C2778101114 @default.
- W4385364180 hasConceptScore W4385364180C2780414751 @default.
- W4385364180 hasIssue "2" @default.
- W4385364180 hasLocation W43853641801 @default.
- W4385364180 hasOpenAccess W4385364180 @default.
- W4385364180 hasPrimaryLocation W43853641801 @default.
- W4385364180 hasRelatedWork W2145929487 @default.
- W4385364180 hasRelatedWork W2278138997 @default.
- W4385364180 hasRelatedWork W2498558891 @default.
- W4385364180 hasRelatedWork W2610521125 @default.
- W4385364180 hasRelatedWork W2625421016 @default.
- W4385364180 hasRelatedWork W2905775213 @default.
- W4385364180 hasRelatedWork W2910254663 @default.
- W4385364180 hasRelatedWork W4226067587 @default.
- W4385364180 hasRelatedWork W4241571071 @default.
- W4385364180 hasRelatedWork W4313463054 @default.
- W4385364180 hasVolume "5" @default.
- W4385364180 isParatext "false" @default.
- W4385364180 isRetracted "false" @default.
- W4385364180 workType "article" @default.