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- W4385790745 abstract "The aim of this study is to validate an over-indebtedness measurement that is specifically tailored to the borrower’s context. Initially, twelve original items were constructed from literature. The validation process involves with pre-testing for content validity, exploratory factor analysis (EFA), and further confirmed validation by confirmatory factor analysis (CFA). Based on a sample of N=510 online questionnaires completed by selected over-indebted borrowers, the scale was refined using exploratory factor analysis (EFA) and PLS-SEM. The resulting and final scale consists of ten items with three categories by EFA, and was then confirmed by the CFA. The findings of this study offer a validated and reliable questionnaire for measuring over-indebtedness from the borrower’s context. Thus, future researchers who are seeking to formulate an over-indebtedness model can benefit from this research’s outcome, and hence would be able to reduce the number of over-indebted borrowers in the future." @default.
- W4385790745 created "2023-08-14" @default.
- W4385790745 creator A5021531623 @default.
- W4385790745 date "2023-08-18" @default.
- W4385790745 modified "2023-09-30" @default.
- W4385790745 title "Validating an Over-Indebtedness Measurement Scale That is Specifically Tailored to Borrower’s Context" @default.
- W4385790745 doi "https://doi.org/10.15405/epfe.23081.17" @default.
- W4385790745 hasPublicationYear "2023" @default.
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