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- W4386003614 abstract "We assess the ability of GPT–a large language model–to serve as a financial robo-advisor for the masses, by using a financial literacy test. Davinci and ChatGPT based on GPT-3.5 score 66% and 65% on the financial literacy test, respectively, compared to a baseline of 33%. However, ChatGPT based on GPT-4 achieves a near-perfect 99% score, pointing to financial literacy becoming an emergent ability of state-of-the-art models. We use the Judge-Advisor System and a savings dilemma to illustrate how researchers might assess advice-utilization from large language models. We also present a number of directions for future research." @default.
- W4386003614 created "2023-08-20" @default.
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- W4386003614 date "2023-12-01" @default.
- W4386003614 modified "2023-10-12" @default.
- W4386003614 title "GPT has become financially literate: Insights from financial literacy tests of GPT and a preliminary test of how people use it as a source of advice" @default.
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- W4386003614 doi "https://doi.org/10.1016/j.frl.2023.104333" @default.
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