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- W4387651600 abstract "Using the 2012 National Financial Capability Study we determine what demographic characteristics are associated with individuals that use financial advisers and whether financial advisers have any impact on the financial literacy of their clients. We consider five types of financial advisers: Debt Counselors, Savings or Investment, Mortgage or Loan, Insurance, and Tax Planning. We find a significant increase in the use of financial advisers over the past decade. We also find that Savings or Investments advisers have the largest positive impact on the financial literacy of their clients, followed by Mortgage or Loan and Insurance advisers, even when controlling for financial education and potential endogeneity issues." @default.
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- W4387651600 date "2023-10-15" @default.
- W4387651600 modified "2023-10-16" @default.
- W4387651600 title "Financial adviser users and financial literacy" @default.
- W4387651600 doi "https://doi.org/10.61190/fsr.v25i2.3217" @default.
- W4387651600 hasPublicationYear "2023" @default.
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