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- W47406980 abstract "In response to the housing needs of lower-income families who are not able to secure their own homes through conventional methods, self-help housing organisations employ alternative funding and building schemes. Nonprofit self-help housing organisations seek to assist families that are priced out of the homeownership or rental housing markets, for example, by facilitating the building and financing of homes for low-income people who build significant ‘sweat equity’ in the process of the house-building in lieu of a down payment on their house. Self-help housing organisations vary in size, scope, and practices, and range from those that assist the collective building and resettlement of large-scale squatter settlements in developing nations, to programmes in developed countries that help finance and facilitate small groups of lower-income families to help build each others’ homes which they pay for with long-term low- or no-interest loans. The self-help housing approach has received praise from some for promoting independence and self-sufficiency and reducing dependence on the state. At the same time, the approach has also been criticised as an exploitative model that shifts responsibility from governments to individuals. Self-help housing has been critiqued for promoting housing for (some of) the poor while failing to help residents recognise greater structural barriers to economic opportunities and improved living conditions." @default.
- W47406980 created "2016-06-24" @default.
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- W47406980 date "2012-01-01" @default.
- W47406980 modified "2023-09-26" @default.
- W47406980 title "Self-Help Housing Organisations" @default.
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- W47406980 doi "https://doi.org/10.1016/b978-0-08-047163-1.00483-5" @default.
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