FRINK Linked Data Fragments server

Matches in SemOpenAlex for { <https://semopenalex.org/work/W5466716> ?p ?o ?g. }

• W5466716 endingPage "64" @default.
• W5466716 startingPage "63" @default.
• W5466716 abstract "As higher education administrators, we know it is more costeffective to keep students than to recruit them. Understanding literacy-and how it impacts student retention and persistence on our campuses-is an important concept for us to comprehend. It is no secret that learning how to handle money and finances involves understanding: * Money management * Income versus expenses * Spending and credit * Value of savings and investing. We all want our students to be financially literate when they enter the world of higher education. The truth, however, is that most students don't come to college understanding aid, loans, debt, rising costs, and managing a budget. In 2002, the Jumpstart Coalition completed a national benchmark study of high school seniors' knowledge of literacy. The average score was 50.2 percent-a failing grade. More shocking was that 65 percent of these students felt very sure and somewhat sure in their ability to manage their finances. The study's results demonstrate the students' true lack of knowledge. For example, with regards to undergraduate credit card debt: * 21 percent owe $3,000-$7,000 on their personal credit cards. * 75 percent of credit card holders have one card maxed out. * 64 percent do not know what the interest rate is on their credit cards. * Bankruptcies for those under age 25 years have increased from 15,000 cases in 1995 to 150,000 cases in 2000. It's A Gamble Many students come academically prepared for higher education, but are gambling their education on inadequate preparedness. Ask any of your students why they are leaving your institution and the number one answer will be financial reasons. Many of us have wondered if that is true; data from the partnership between USA Funds and Noel-Levitz now tell us it is. USA Funds sponsored a study of how gaining literacy skills figures into a student's perception of value in their college experience. Their study also found that students quickly realize they need to learn about literacy, that it is a priority for them, and that they expect their institution to fill that need. The vast majority of students also rate the training they do receive as low to unsatisfactory. How do you change that? That is what we are asking ourselves at Seattle Pacific University. So, we looked at what other institutions are doing and looked closely at the recommendations coming from various groups. Possible Answers There are many possibilities with regards to teaching literacy to students. With the assistance of your student services area or your aid or student accounts office, you can create something personalized and well-tailored to your institution. Or you can investigate the tools and materials that are available from banks and loan guarantee associations. Either way, the best news is that it can take as little as ten hours to change illiteracy into literacy. After receiving instruction, 58 percent of students improved their spending habits, and 56 percent of students improved their saving habits. Many outside agencies provide literacy development tools and curricula free of charge to higher education institutions. Many have consultants who are willing to assist you with building a program or are willing to come to your campus and do presentations for your students. The following are some examples of what other institutions are doing: * Offering a class in literacy, with some institutions awarding academic credit. * Embedding literacy in their freshman-year curriculum. * Make it a part of all aid presentations to new students. * Adding workshops to orientation. The best programs seem to integrate this with existing programs and build support and collaboration across the campus. …" @default.
• W5466716 created "2016-06-24" @default.
• W5466716 creator A5042004037 @default.
• W5466716 date "2006-01-01" @default.
• W5466716 modified "2023-09-24" @default.
• W5466716 title "Financial Literacy and Retention." @default.
• W5466716 hasPublicationYear "2006" @default.
• W5466716 type Work @default.
• W5466716 sameAs 5466716 @default.
• W5466716 citedByCount "4" @default.
• W5466716 countsByYear W54667162015 @default.
• W5466716 countsByYear W54667162018 @default.
• W5466716 countsByYear W54667162022 @default.
• W5466716 crossrefType "journal-article" @default.
• W5466716 hasAuthorship W5466716A5042004037 @default.
• W5466716 hasConcept C10138342 @default.
• W5466716 hasConcept C120527767 @default.
• W5466716 hasConcept C120912362 @default.
• W5466716 hasConcept C144133560 @default.
• W5466716 hasConcept C145097563 @default.
• W5466716 hasConcept C15744967 @default.
• W5466716 hasConcept C162324750 @default.
• W5466716 hasConcept C17744445 @default.
• W5466716 hasConcept C187736073 @default.
• W5466716 hasConcept C19417346 @default.
• W5466716 hasConcept C2777042776 @default.
• W5466716 hasConcept C2777941463 @default.
• W5466716 hasConcept C2778728124 @default.
• W5466716 hasConcept C2781256697 @default.
• W5466716 hasConcept C2983355114 @default.
• W5466716 hasConcept C39549134 @default.
• W5466716 hasConcept C47177190 @default.
• W5466716 hasConcept C50522688 @default.
• W5466716 hasConceptScore W5466716C10138342 @default.
• W5466716 hasConceptScore W5466716C120527767 @default.
• W5466716 hasConceptScore W5466716C120912362 @default.
• W5466716 hasConceptScore W5466716C144133560 @default.
• W5466716 hasConceptScore W5466716C145097563 @default.
• W5466716 hasConceptScore W5466716C15744967 @default.
• W5466716 hasConceptScore W5466716C162324750 @default.
• W5466716 hasConceptScore W5466716C17744445 @default.
• W5466716 hasConceptScore W5466716C187736073 @default.
• W5466716 hasConceptScore W5466716C19417346 @default.
• W5466716 hasConceptScore W5466716C2777042776 @default.
• W5466716 hasConceptScore W5466716C2777941463 @default.
• W5466716 hasConceptScore W5466716C2778728124 @default.
• W5466716 hasConceptScore W5466716C2781256697 @default.
• W5466716 hasConceptScore W5466716C2983355114 @default.
• W5466716 hasConceptScore W5466716C39549134 @default.
• W5466716 hasConceptScore W5466716C47177190 @default.
• W5466716 hasConceptScore W5466716C50522688 @default.
• W5466716 hasIssue "2" @default.
• W5466716 hasLocation W54667161 @default.
• W5466716 hasOpenAccess W5466716 @default.
• W5466716 hasPrimaryLocation W54667161 @default.
• W5466716 hasRelatedWork W1135671183 @default.
• W5466716 hasRelatedWork W114569405 @default.
• W5466716 hasRelatedWork W1198888992 @default.
• W5466716 hasRelatedWork W123264255 @default.
• W5466716 hasRelatedWork W1967418650 @default.
• W5466716 hasRelatedWork W2048984298 @default.
• W5466716 hasRelatedWork W2105820557 @default.
• W5466716 hasRelatedWork W229069624 @default.
• W5466716 hasRelatedWork W235075535 @default.
• W5466716 hasRelatedWork W2384060767 @default.
• W5466716 hasRelatedWork W2604683250 @default.
• W5466716 hasRelatedWork W2785320658 @default.
• W5466716 hasRelatedWork W2915857148 @default.
• W5466716 hasRelatedWork W2920989771 @default.
• W5466716 hasRelatedWork W293341087 @default.
• W5466716 hasRelatedWork W3125383051 @default.
• W5466716 hasRelatedWork W3130145036 @default.
• W5466716 hasRelatedWork W36859546 @default.
• W5466716 hasRelatedWork W40347279 @default.
• W5466716 hasRelatedWork W622115148 @default.
• W5466716 hasVolume "81" @default.
• W5466716 isParatext "false" @default.
• W5466716 isRetracted "false" @default.
• W5466716 magId "5466716" @default.
• W5466716 workType "article" @default.