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- W580052547 abstract "This chapter describes how making roads safer by holding drivers responsible for any damages they might cause is a legitimate role for the government to play. Requiring autos to be insured as a prerequisite for obtaining registration is intended to fulfill this role. After more than a decade of state mandatory auto insurance laws, though, it is clear that the current system is falling short of its intended use. Too many vehicles are being operated without insurance and many others are being operated with inadequate amounts of insurance coverage. This inflicts uncompensated damage on innocent victims. The current mandatory insurance laws provide insufficient incentives for safe and responsible driving behavior. The laws themselves typically impose mild sanctions on the uninsured while explicitly allowing underinsured drivers to impose uncompensated costs on others. Irresponsible drivers have the means and opportunity for evading the intent of the mandatory insurance laws. The government motor vehicle agencies bear no significant consequence for inadvertently or negligently allowing irresponsible drivers to escape the burdens of their actions. Insurers are currently mere intermediaries with no effective method for promoting a safer traffic environment. These defects can and should be remedied by having insurers issue the vehicle registrations and driver licenses. It is not everyday that we have an opportunity to improve public safety and reduce the costs of transportation. Privatizing the issuance of vehicle registrations and driver licenses would appear to be an instance of the much-coveted “win-win” situation. All this is required is the will to act and the patience to work out the details of this innovative solution to a chronic problem." @default.
- W580052547 created "2016-06-24" @default.
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- W580052547 date "2006-01-01" @default.
- W580052547 modified "2023-09-23" @default.
- W580052547 title "Improving Road Safety by Privatizing Vehicle and Driver Testing and Licensing" @default.
- W580052547 doi "https://doi.org/10.4324/9781315130330-6" @default.
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