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- W596931420 abstract "Small and medium enterprises (SMEs) are underserved by the credit infrastructure in many countries. While banks, finance companies and other institutions can profitably lend to larger commercial enterprises, SMEs typically require less money, and the costs to both make and service their smaller loans erode the lender's margin. The high rate of SME failure poses another hurdle for risk-averse banks. This article explores the lessons to be learned from the US experience with SME credit scoring-a tool with many potential applications in developing countries." @default.
- W596931420 created "2016-06-24" @default.
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- W596931420 date "2000-11-01" @default.
- W596931420 modified "2023-09-26" @default.
- W596931420 title "Credit scoring : a tool for more efficient SME lending" @default.
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