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- W609842703 abstract "Islamic banking grew in popularity during the economic crisis of 2008 and has since then, established itself in the western banking market. In Sweden, the development has not been as prominent, partially since of the lack of extensive knowledge in the area for a potential introduction. The paper therefore intends to illuminate an area in Islamic banking, that there as of today nothing written about. How are Islamic banks managed and if/how does themanagement philosophy differ in comparison with conventional banks?To perform the study, we chose to focus on the balanced scorecard to highlight any divergences in the management. We chose the particular model because it highlights a multi-dimensional side of the management; which was also of interest to us to get an overall picture of the philosophy. Some of the previous research suggests that a general scorecard can be applied across industries, with a common denominator that rule, regardless of the specific company orientation. However, there is also another side of the coin; research demonstrating that the management may not only differ greatly between different companies in the same industry, but also in different divisions of the same company. Hence, there are mixed results regarding how the balanced scorecard can be used and implemented. To perform the study, we chose to interview three people at Swedbank, and three people at the Dubai Islamic Bank. With large cultural differences and huge gaps in the bank’s ideologies, we wanted to choose two banks that were relatively similar to each other for a fair comparison. To further define “equal”, we chose the banks with the largest customer base in each country. Despite the relatively limited sample size, it is thought that the banks selected, is to symbolize Islamic and conventional bank’s management philosophies.The analysis revealed startling similarities but also major differences. An already formed general scorecard becomes as concluded difficult to apply. However, the study shows that management, especially regarding the customer -and the development perspective in practice, can be used in much the same way in both banking systems." @default.
- W609842703 created "2016-06-24" @default.
- W609842703 creator A5033982391 @default.
- W609842703 creator A5076030075 @default.
- W609842703 date "2014-01-01" @default.
- W609842703 modified "2023-09-27" @default.
- W609842703 title "Islamiskt bankväsende : en jämförelsestudie mellan islamiska och konventionella bankers styrningsfilosofi; utifrån det balanserade styrkortet" @default.
- W609842703 hasPublicationYear "2014" @default.
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