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- W616385537 abstract "Purpose – This paper illustrates how a European bank operates interest-free and how it resembles and differs from Islamic banking.Design/Methodology/Approach – By applying a case study method, this study goes into the depth of a European bank which entirely practices interest-free banking for its saving and lending operations. Major actors of the bank have been interviewed face-to-face and on telephone. Complementary information has been received by e-mail and through printed material.Findings – The study shows that there are some similarities between JAK and Islamic banks but differences are many. One difference lies in the service offerings as JAK only deal with savings and lending and does not get involved in profit-loss sharing which is central to Islamic banking. Islamic bank can learn from JAK how to educate their customers so that business gets clear to them.Practical implications – By comparing with Islamic banking, the European bank management can have the idea how far they do Islamic banking and what is unique with their bank. Even both the banks have common view on interest, they differ much in offering products and carrying out operation. The European bank management has to deal with new challenges how much they can grow of being a non-profit organization in the long run.Originality/value – This study offers a rare insight of a European bank which exclusively operates interest free and is driven like Islamic banks with ideological values.Paper type – Case study" @default.
- W616385537 created "2016-06-24" @default.
- W616385537 creator A5023803026 @default.
- W616385537 date "2013-01-01" @default.
- W616385537 modified "2023-09-27" @default.
- W616385537 title "Interest-free banking in Sweden : How much is it Islamic?" @default.
- W616385537 hasPublicationYear "2013" @default.
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