Matches in SemOpenAlex for { <https://semopenalex.org/work/W637261511> ?p ?o ?g. }
- W637261511 endingPage "479" @default.
- W637261511 startingPage "459" @default.
- W637261511 abstract "This research seeks to understand the degree to which credit scores of new business startups are influenced by racial or gender discrimination. It examines the degree to which access to business credit lines is influenced by racial and gender-related factors that go beyond would-be borrowers’ credit scores. Using credit data from new startups, the analysis finds that, when controlling for firm and human capital characteristics, Black-owned startups receive lower than expected business credit scores. Whites are more favorably treated in credit score determination than are African Americans with the same firm characteristics and owner characteristics. Moreover, Whites are more favorably treated when it comes to access to credit lines than are African Americans, Latinos, and Asians with the same firm characteristics, owner characteristics, and credit scores. Men are more favorably treated when it comes to access to credit lines than are women. A Blinder-Oaxaca decomposition suggests that credit lines for Black-owned businesses would more than double, Latino-owned businesses’ lines of credit would nearly triple, Asian-owned businesses’ lines of credit would more than triple, and those where the primary owners are women would be more than twice as large if their business lines of credit were determined in the same way as those for businesses owned primarily by Whites and by men. The implications of these results are discussed." @default.
- W637261511 created "2016-06-24" @default.
- W637261511 creator A5011935126 @default.
- W637261511 creator A5024618416 @default.
- W637261511 creator A5043048841 @default.
- W637261511 creator A5068256561 @default.
- W637261511 date "2015-01-01" @default.
- W637261511 modified "2023-09-25" @default.
- W637261511 title "Credit Where Credit is Due?: Race, Gender, and Discrimination in the Credit Scores of Business Startups" @default.
- W637261511 cites W1565587144 @default.
- W637261511 cites W1573312716 @default.
- W637261511 cites W1577001291 @default.
- W637261511 cites W1719388392 @default.
- W637261511 cites W1979185307 @default.
- W637261511 cites W1982885284 @default.
- W637261511 cites W1992165782 @default.
- W637261511 cites W2002431768 @default.
- W637261511 cites W2005294649 @default.
- W637261511 cites W2011962554 @default.
- W637261511 cites W2017095043 @default.
- W637261511 cites W2019805301 @default.
- W637261511 cites W2021903477 @default.
- W637261511 cites W2029394297 @default.
- W637261511 cites W2029792205 @default.
- W637261511 cites W2050494561 @default.
- W637261511 cites W2062127018 @default.
- W637261511 cites W2066025955 @default.
- W637261511 cites W2067494633 @default.
- W637261511 cites W2080667444 @default.
- W637261511 cites W2087072540 @default.
- W637261511 cites W2096708057 @default.
- W637261511 cites W2098695145 @default.
- W637261511 cites W2109862115 @default.
- W637261511 cites W2116802228 @default.
- W637261511 cites W2122975463 @default.
- W637261511 cites W2139838676 @default.
- W637261511 cites W2171896830 @default.
- W637261511 cites W2324806494 @default.
- W637261511 cites W2570738097 @default.
- W637261511 cites W3121841520 @default.
- W637261511 cites W3123149454 @default.
- W637261511 cites W3124265925 @default.
- W637261511 cites W3124981993 @default.
- W637261511 cites W4234616301 @default.
- W637261511 doi "https://doi.org/10.1007/s12114-015-9215-4" @default.
- W637261511 hasPublicationYear "2015" @default.
- W637261511 type Work @default.
- W637261511 sameAs 637261511 @default.
- W637261511 citedByCount "22" @default.
- W637261511 countsByYear W6372615112016 @default.
- W637261511 countsByYear W6372615112017 @default.
- W637261511 countsByYear W6372615112018 @default.
- W637261511 countsByYear W6372615112019 @default.
- W637261511 countsByYear W6372615112020 @default.
- W637261511 countsByYear W6372615112021 @default.
- W637261511 countsByYear W6372615112022 @default.
- W637261511 countsByYear W6372615112023 @default.
- W637261511 crossrefType "journal-article" @default.
- W637261511 hasAuthorship W637261511A5011935126 @default.
- W637261511 hasAuthorship W637261511A5024618416 @default.
- W637261511 hasAuthorship W637261511A5043048841 @default.
- W637261511 hasAuthorship W637261511A5068256561 @default.
- W637261511 hasConcept C10138342 @default.
- W637261511 hasConcept C107993555 @default.
- W637261511 hasConcept C144024400 @default.
- W637261511 hasConcept C144133560 @default.
- W637261511 hasConcept C162324750 @default.
- W637261511 hasConcept C178350159 @default.
- W637261511 hasConcept C180879305 @default.
- W637261511 hasConcept C24308983 @default.
- W637261511 hasConcept C2776943663 @default.
- W637261511 hasConcept C2777973936 @default.
- W637261511 hasConcept C4249254 @default.
- W637261511 hasConcept C50522688 @default.
- W637261511 hasConcept C68842666 @default.
- W637261511 hasConcept C76509639 @default.
- W637261511 hasConceptScore W637261511C10138342 @default.
- W637261511 hasConceptScore W637261511C107993555 @default.
- W637261511 hasConceptScore W637261511C144024400 @default.
- W637261511 hasConceptScore W637261511C144133560 @default.
- W637261511 hasConceptScore W637261511C162324750 @default.
- W637261511 hasConceptScore W637261511C178350159 @default.
- W637261511 hasConceptScore W637261511C180879305 @default.
- W637261511 hasConceptScore W637261511C24308983 @default.
- W637261511 hasConceptScore W637261511C2776943663 @default.
- W637261511 hasConceptScore W637261511C2777973936 @default.
- W637261511 hasConceptScore W637261511C4249254 @default.
- W637261511 hasConceptScore W637261511C50522688 @default.
- W637261511 hasConceptScore W637261511C68842666 @default.
- W637261511 hasConceptScore W637261511C76509639 @default.
- W637261511 hasIssue "4" @default.
- W637261511 hasLocation W6372615111 @default.
- W637261511 hasOpenAccess W637261511 @default.
- W637261511 hasPrimaryLocation W6372615111 @default.
- W637261511 hasRelatedWork W2390541661 @default.
- W637261511 hasRelatedWork W2502574512 @default.
- W637261511 hasRelatedWork W2774388238 @default.
- W637261511 hasRelatedWork W3008010582 @default.