Matches in SemOpenAlex for { <https://semopenalex.org/work/W637767956> ?p ?o ?g. }
Showing items 1 to 70 of
70
with 100 items per page.
- W637767956 abstract "Within the European Union there are annually about 1 300 000 accidents with physical injuries. Estimates indicate that accident costs add up to €160 billion, corresponding to 2 percent of the Union's GDP. On Sweden's roads alone 400-500 people are killed annualy and thousands are injured. Traffic accidents are, like in most other countries, one of the country's national health problems. Substantial resources are allocated to reduce the number of accidents and their consequences, once an accident occurs. The insurance industry is one part in this. The focus of this report is how insurance companies design their insurance premiums and the possibility to change this design in order to curb accident risks. Our starting point is that modern techniques makes it feasible to link the way in which the premium is calculated to actual behaviour. The fast development of in-vehicle black box technology provides prerequisits for observing driver behaviour and in particular speed relative to speed limits. By making speeders pay more than drivers that adhere to speed limits, the insurance system may affect average speed on the road network and consequently also the number and consequences of accidents. The report is made up of three parts. The first presents a review of international experiences of Pay-as-You-Drive and Pay-as-You-Speed applications. The second reviews technical aspects and the options available when selecting an appropriate solution. A third paper presents a blueprint for the way in which an insurance premium based on Pay-as-You-Speed could be designed in order to capture important incentive aspects of the system. It is suggested that the insurance industry should go ahead with the development of these techniques. It is, however, also acknowledged that the incentives of the industry may be insuffient to carry the implementation costs. Since society at large carries much more of the accident costs than the industry itself, this provides prima facie motive for government intervention in order to avoid a market failure. It is argued that the costs for establishing an open technical platform in vehicles and to organise the collection of data may be small relative to the potential benefits of the system." @default.
- W637767956 created "2016-06-24" @default.
- W637767956 creator A5072060210 @default.
- W637767956 creator A5077910163 @default.
- W637767956 creator A5088376208 @default.
- W637767956 date "2006-01-01" @default.
- W637767956 modified "2023-09-26" @default.
- W637767956 title "Intelligent vehicle insurance" @default.
- W637767956 hasPublicationYear "2006" @default.
- W637767956 type Work @default.
- W637767956 sameAs 637767956 @default.
- W637767956 citedByCount "1" @default.
- W637767956 crossrefType "journal-article" @default.
- W637767956 hasAuthorship W637767956A5072060210 @default.
- W637767956 hasAuthorship W637767956A5077910163 @default.
- W637767956 hasAuthorship W637767956A5088376208 @default.
- W637767956 hasConcept C10138342 @default.
- W637767956 hasConcept C105639569 @default.
- W637767956 hasConcept C127413603 @default.
- W637767956 hasConcept C144133560 @default.
- W637767956 hasConcept C155911762 @default.
- W637767956 hasConcept C162118730 @default.
- W637767956 hasConcept C182306322 @default.
- W637767956 hasConcept C22212356 @default.
- W637767956 hasConcept C2524010 @default.
- W637767956 hasConcept C28719098 @default.
- W637767956 hasConcept C2910001868 @default.
- W637767956 hasConcept C33923547 @default.
- W637767956 hasConcept C78519656 @default.
- W637767956 hasConceptScore W637767956C10138342 @default.
- W637767956 hasConceptScore W637767956C105639569 @default.
- W637767956 hasConceptScore W637767956C127413603 @default.
- W637767956 hasConceptScore W637767956C144133560 @default.
- W637767956 hasConceptScore W637767956C155911762 @default.
- W637767956 hasConceptScore W637767956C162118730 @default.
- W637767956 hasConceptScore W637767956C182306322 @default.
- W637767956 hasConceptScore W637767956C22212356 @default.
- W637767956 hasConceptScore W637767956C2524010 @default.
- W637767956 hasConceptScore W637767956C28719098 @default.
- W637767956 hasConceptScore W637767956C2910001868 @default.
- W637767956 hasConceptScore W637767956C33923547 @default.
- W637767956 hasConceptScore W637767956C78519656 @default.
- W637767956 hasIssue "561" @default.
- W637767956 hasLocation W6377679561 @default.
- W637767956 hasOpenAccess W637767956 @default.
- W637767956 hasPrimaryLocation W6377679561 @default.
- W637767956 hasRelatedWork W1534478006 @default.
- W637767956 hasRelatedWork W1607615199 @default.
- W637767956 hasRelatedWork W2010147925 @default.
- W637767956 hasRelatedWork W2106408460 @default.
- W637767956 hasRelatedWork W2129239071 @default.
- W637767956 hasRelatedWork W2142997639 @default.
- W637767956 hasRelatedWork W2366293937 @default.
- W637767956 hasRelatedWork W2375358638 @default.
- W637767956 hasRelatedWork W2410502316 @default.
- W637767956 hasRelatedWork W2561915221 @default.
- W637767956 hasRelatedWork W3005024840 @default.
- W637767956 hasRelatedWork W571975718 @default.
- W637767956 hasRelatedWork W588147365 @default.
- W637767956 hasRelatedWork W610239238 @default.
- W637767956 hasRelatedWork W806998084 @default.
- W637767956 hasRelatedWork W836008669 @default.
- W637767956 hasRelatedWork W839837843 @default.
- W637767956 hasRelatedWork W856013270 @default.
- W637767956 hasRelatedWork W118973531 @default.
- W637767956 hasRelatedWork W2595649859 @default.
- W637767956 isParatext "false" @default.
- W637767956 isRetracted "false" @default.
- W637767956 magId "637767956" @default.
- W637767956 workType "article" @default.