Matches in SemOpenAlex for { <https://semopenalex.org/work/W655895983> ?p ?o ?g. }
- W655895983 endingPage "24" @default.
- W655895983 startingPage "12" @default.
- W655895983 abstract "Abstract Banks pursue profit like any business, but in their role as custodians of domestic savings, they are required to be cautious. Riskier but profitable advances may cause asset quality deterioration, thus affecting the long‐term viability of the entity. Financial sector reforms in India from the early 1990s, have raised the level of competition for banks of different ownership types — public sector (PSB), old private banks, new private banks, and foreign banks. We use panel data on 75 banks across the ownership spectrum, for the period 2000–13, to examine their performance vis‐à‐vis these two measures — profitability and soundness. We find evidence of significant heterogeneity in performance across ownership type. Overall, we find that there is a negative association between the profitability and soundness measures, though these effects vary by ownership type. PSBs, constrained by social outreach commitments, perform comparatively worse. A reluctance to increase commercial loans implies a lack of investment in the knowledge capital necessary for effective risk management. The smaller old private banks have a dedicated client base; despite the pressure of non‐performing assets, they remain profitable. Foreign banks maintain high capital adequacy ratio and relatively higher return on assets. The results also provide evidence that good human resource policy is vital for bank performance." @default.
- W655895983 created "2016-06-24" @default.
- W655895983 creator A5016964178 @default.
- W655895983 creator A5071799019 @default.
- W655895983 date "2015-05-07" @default.
- W655895983 modified "2023-10-01" @default.
- W655895983 title "The conundrum of profitability versus soundness for banks by ownership type: Evidence from the Indian banking sector" @default.
- W655895983 cites W1966135487 @default.
- W655895983 cites W1969864522 @default.
- W655895983 cites W1986800687 @default.
- W655895983 cites W1990303925 @default.
- W655895983 cites W2000948814 @default.
- W655895983 cites W2016337831 @default.
- W655895983 cites W2043644014 @default.
- W655895983 cites W2047732480 @default.
- W655895983 cites W2081383701 @default.
- W655895983 cites W2104018975 @default.
- W655895983 cites W2117550691 @default.
- W655895983 cites W2129755254 @default.
- W655895983 cites W3023584848 @default.
- W655895983 cites W3122164813 @default.
- W655895983 cites W3122540099 @default.
- W655895983 cites W3124287180 @default.
- W655895983 cites W3124630555 @default.
- W655895983 cites W3124982262 @default.
- W655895983 doi "https://doi.org/10.1016/j.rfe.2015.04.001" @default.
- W655895983 hasPublicationYear "2015" @default.
- W655895983 type Work @default.
- W655895983 sameAs 655895983 @default.
- W655895983 citedByCount "14" @default.
- W655895983 countsByYear W6558959832016 @default.
- W655895983 countsByYear W6558959832017 @default.
- W655895983 countsByYear W6558959832018 @default.
- W655895983 countsByYear W6558959832019 @default.
- W655895983 countsByYear W6558959832020 @default.
- W655895983 countsByYear W6558959832021 @default.
- W655895983 countsByYear W6558959832022 @default.
- W655895983 countsByYear W6558959832023 @default.
- W655895983 crossrefType "journal-article" @default.
- W655895983 hasAuthorship W655895983A5016964178 @default.
- W655895983 hasAuthorship W655895983A5071799019 @default.
- W655895983 hasBestOaLocation W6558959832 @default.
- W655895983 hasConcept C10138342 @default.
- W655895983 hasConcept C121426985 @default.
- W655895983 hasConcept C129361004 @default.
- W655895983 hasConcept C144133560 @default.
- W655895983 hasConcept C149782125 @default.
- W655895983 hasConcept C162324750 @default.
- W655895983 hasConcept C166357818 @default.
- W655895983 hasConcept C16969640 @default.
- W655895983 hasConcept C175444787 @default.
- W655895983 hasConcept C181622380 @default.
- W655895983 hasConcept C185669311 @default.
- W655895983 hasConcept C18903297 @default.
- W655895983 hasConcept C2779338949 @default.
- W655895983 hasConcept C50522688 @default.
- W655895983 hasConcept C556758197 @default.
- W655895983 hasConcept C6422946 @default.
- W655895983 hasConcept C73283319 @default.
- W655895983 hasConcept C86803240 @default.
- W655895983 hasConcept C91306197 @default.
- W655895983 hasConceptScore W655895983C10138342 @default.
- W655895983 hasConceptScore W655895983C121426985 @default.
- W655895983 hasConceptScore W655895983C129361004 @default.
- W655895983 hasConceptScore W655895983C144133560 @default.
- W655895983 hasConceptScore W655895983C149782125 @default.
- W655895983 hasConceptScore W655895983C162324750 @default.
- W655895983 hasConceptScore W655895983C166357818 @default.
- W655895983 hasConceptScore W655895983C16969640 @default.
- W655895983 hasConceptScore W655895983C175444787 @default.
- W655895983 hasConceptScore W655895983C181622380 @default.
- W655895983 hasConceptScore W655895983C185669311 @default.
- W655895983 hasConceptScore W655895983C18903297 @default.
- W655895983 hasConceptScore W655895983C2779338949 @default.
- W655895983 hasConceptScore W655895983C50522688 @default.
- W655895983 hasConceptScore W655895983C556758197 @default.
- W655895983 hasConceptScore W655895983C6422946 @default.
- W655895983 hasConceptScore W655895983C73283319 @default.
- W655895983 hasConceptScore W655895983C86803240 @default.
- W655895983 hasConceptScore W655895983C91306197 @default.
- W655895983 hasIssue "1" @default.
- W655895983 hasLocation W6558959831 @default.
- W655895983 hasLocation W6558959832 @default.
- W655895983 hasOpenAccess W655895983 @default.
- W655895983 hasPrimaryLocation W6558959831 @default.
- W655895983 hasRelatedWork W2143732083 @default.
- W655895983 hasRelatedWork W2184746317 @default.
- W655895983 hasRelatedWork W2572489427 @default.
- W655895983 hasRelatedWork W2981806463 @default.
- W655895983 hasRelatedWork W2991747268 @default.
- W655895983 hasRelatedWork W2992345556 @default.
- W655895983 hasRelatedWork W3031508560 @default.
- W655895983 hasRelatedWork W3189484753 @default.
- W655895983 hasRelatedWork W4220908766 @default.
- W655895983 hasRelatedWork W4387012238 @default.
- W655895983 hasVolume "26" @default.
- W655895983 isParatext "false" @default.
- W655895983 isRetracted "false" @default.