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• W75685226 abstract "In a case where the Uniform Negotiable Instruments Law controls, Mr. Clarke is unquestionably correct in his view concerning the invalidity of a presentment made at a processing center which is neither the location designated in a check as its place of payment or a place of business of the drawee bank. The amendment made New York to its Negotiable Instruments Law was quite essential in order to validate such presentments. However, Mr. Clarke seems unduly apprehensive as to the validity of such presentment in a Code state. Sections 72 and 73 of the NIL lay down very definite and mandatory requirements as to the place where presentment must be made. On the other hand, the Code merely deals with what constitutes presentment and how it may be made, without attempting to specify any particular place, except in one situation. Section 3-504(1), which is quoted Mr. Clarke at page 538 supra, defines presentment as a demand for payment made upon the maker, acceptor, drawee or other payor or on behalf of the holder. Paragraph (2), which he likewise quotes, then goes on to list three possible and alternative ways in which presentment may be made. The first is by mail, and the Code is silent as to where the letter making the demand must be sent. The second is through a clearing Here again the Code speaks of method, not of place. The demand is to be made through, but not necessarily at, the clearing house. The third alternative is the only one which has any reference to place. It provides that the presentment may be made at the place of payment specified in the instrument, or if there be none, at the place of business or residence of the party to pay or accept. Each of these three is clearly an alternative and each is separated from the other the word or. Compliance with any one is sufficient. For example, there is no requirement that a presentment mail be made at the place of payment specified in the instrument or at the place of business or residence of the payor. If there is no such requirement as to a mail presentment, it would be absurd to say that the requirement exists when the presentment is made in person or messenger or armored truck, without using the mail. This in itself is strong evidence that the three methods listed in paragraph 2 are not exclusive, as Mr. Clarke suggests, but are illustrations of" @default.
• W75685226 created "2016-06-24" @default.
• W75685226 creator A5059381408 @default.
• W75685226 date "2016-01-01" @default.
• W75685226 modified "2023-09-27" @default.
• W75685226 title "PRESENTMENT UNDER THE UNIFORM COMMERCIAL CODE — A REPLY TO MR. CLARKE" @default.
• W75685226 hasPublicationYear "2016" @default.
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