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- W78885382 abstract "In recent years, credit union lending powers have been extended to mortgage and commercial lending, but their primary lending activity remains consumer oriented. The laws governing consumer lending for a credit union may differ significantly depending on the credit union's charter. Consumer lending for state chartered credit unions is governed primarily by state law and those federal laws relevant to most federally regulated lenders or is based on federal insurance requirements. In contrast, federally chartered credit unions are subject to few state consumer lending laws and, instead, are governed almost exclusively by federal law. This article discusses the various areas of federal preemption for federal credit unions in the consumer lending area and compares these rights with those of other federally regulated lenders." @default.
- W78885382 created "2016-06-24" @default.
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- W78885382 date "2016-01-01" @default.
- W78885382 modified "2023-09-23" @default.
- W78885382 title "Federal Preemption of State Consumer Lending Laws: A Focus on Credit Unions" @default.
- W78885382 hasPublicationYear "2016" @default.
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