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• W824472874 abstract "This paper focuses on the complementary nature of granular credit data for the small and medium enterprise (SME) sector. It highlights the importance of the SME sector to the Irish economy and outlines the aggregate statistics on SME credit that are available from the Central Bank of Ireland on a quarterly basis. It then examines a micro-credit data set that is available for SMEs and compares the two data sets to show how the micro-data set can complement the aggregate data and provide a deeper understanding of lending to the SME sector. The paper highlights some of the extra types of analysis that can be conducted using the highly informative micro-data; which includes analysis of the breakdown of lending by different customer types, SME loan pricing trends, maturity profiles of lending, average loan size by sector, among others characteristics. 1 The authors are Senior Economist and Economist, respectively, in the Statistics Division of the Central Bank of Ireland. The views expressed in this article are solely those of the authors and do not necessarily represent the views of the Central Bank of Ireland or the ESCB. The authors would like to thank Anne McHugh for her work on preparing the data set and charts." @default.
• W824472874 created "2016-06-24" @default.
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• W824472874 date "2015-01-01" @default.
• W824472874 modified "2023-09-23" @default.
• W824472874 title "Analysis of the Irish SME market using micro-data" @default.
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