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- W858425222 abstract "I use data from the Bank of Canada’s Bank Note Distribution System and exploit a natural experiment offered by the timing of Easter in the Gregorian calendar to analyse the effects of demographic change for bank note demand by financial institutions from the Bank of Canada. I find that the main drivers of low-denomination bank note demand are merchants. Merchants and the youngest age group, aged 15–24, are also a significant source of demand for twenty-dollar bank notes and for the total dollar value of withdrawals. In contrast, increases in the demographic age groups 25–54 and 55 plus tend to lower bank note withdrawals. Finally, I find no evidence that employment status is related to bank note demand, but that there is a difference between the bank note demand of men aged 15–24 and women aged 15–24: increases in the share of women aged 15–24 lead to increases in bank note demand." @default.
- W858425222 created "2016-06-24" @default.
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- W858425222 date "2018-06-26" @default.
- W858425222 modified "2023-10-17" @default.
- W858425222 title "Demographics and the demand for currency" @default.
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- W858425222 doi "https://doi.org/10.1007/s00181-018-1486-8" @default.
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