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- W87432264 abstract "Bad governance and corrupt politics have left millions of people disenfranchised. In spite of an oppressive and undemocratic state, poor Haitians have created their own civil society groups and caisses populaires (credit union) movements – a testimony to the democratic spirit of the uneducated masses. Two million ti machanns (very small market women), many of whom have come from the countryside require loans. And the Haiti case for microfinance is hopeful. I argue that micro banking operating through the caisses populaires (credit unions) and sols is what makes Haiti’s micro-credit sector inclusive. These systems, inspired by African systems of collectivity known in Kreyol as kombit, have persisted through Haitian history under various repressive states. Lenders who run the caisses populaires are not class or race biased; they understand how to make microfinance assist the marginalized poor in a society segregated by class and race. These lenders one or two generations removed from the people they serve understand their reality and take careful steps and plan in a way to ensure their loans are structured to be socially inclusive. In fact, Black microfinance lenders, as well as whitened local elites and foreigners, have a socially conscious philosophy of using microfinance as a vehicle to ensure economic democracy for the masses. In doing this, they take personal risks. The ti machanns recognize these efforts and as a result trust these credit programs." @default.
- W87432264 created "2016-06-24" @default.
- W87432264 creator A5041596575 @default.
- W87432264 date "2013-07-23" @default.
- W87432264 modified "2023-09-28" @default.
- W87432264 title "Haiti's Home-Grown Caisses Populaires: Locally Inspired Solutions to Bring about Economic Democracy" @default.
- W87432264 hasPublicationYear "2013" @default.
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